Stroud, OK—74079
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stroud, OK
As of Oct '25, the median home price in Stroud, OK is $147,000, with a year-over-year change of 3.6%. This indicates that home prices in Stroud, OK are increasing. According to Zillow, the 1-year price projection is 2.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $147,000 | 3.6% |
| Single Family | $146,000 | 3.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $92,000 | 0.0% |
3 Bed | $164,000 | 3.8% |
4 Bed | $276,000 | 4.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Stroud, OK
Stroud, OK lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Stroud, OK
As of Oct '25, Realtor.com reports that the median days on market for a home in Stroud, OK is 79. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $170,000 | -34.0% |
Listing Count | 31 | 58.0% |
| Listings as % of Homes | 0.3% | 58.0% |
Days on Market | 79 | 12.0% |
Demographics — Stroud, OK
As of the latest ACS Survey released in 2023, Stroud, OK has a population of 4,590, which has increased by 8.1% over the past 5 years. Stroud, OK is a popular place for families, as children make up 25.7% of the population. The area has a poorly educated workforce, with 18.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,590 | 8.1% |
% Under 18 | 25.7% | -0.8% |
% Seniors | 19.3% | 3.8% |
% WFH | 7.2% | 148.3% |
% w/ College Degree | 18.7% | 34.5% |
As of the latest ACS Survey released in 2023, Stroud, OK is a predominantly white area, with 80.6% of the population identifying as white. The white population has grown by 4.9% in the last 5 years. The second most common race or ethnicity in Stroud, OK is hispanic, making up 2.8% of the population. Foreign-born residents account for 0.6% of the population in Stroud, OK, and this percentage has decreased by 53.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 80.6% | 4.9% |
% Black | 2.3% | 228.6% |
% Hispanic | 2.8% | -52.5% |
% Asian | 0.4% | -20.0% |
% Foreign Born | 0.6% | -53.8% |
Mortgage and Risk — Stroud, OK
According to HUD data as of 2023, there were 66 mortgage originations in Stroud, OK, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Stroud, OK. Investor activity is low, as 6.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 66 |
% Conventional Loans | 74.0% |
% Government Loans | 26.0% |
% Investor Loans | 6.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Stroud, OK
Stroud, OK lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 46 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 0.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $810 |
| 2 Bedroom | N/A | N/A | $1,020 |
| 3 Bedroom | N/A | N/A | $1,350 |
| 4 Bedroom | N/A | N/A | $1,560 |
Affordability — Stroud, OK
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2 |
| Median Home Price | $147,000 |
| Median Household Income | $65,000 |