Talala, OK—74080
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Talala, OK
As of Oct '25, the median home price in Talala, OK is $307,000, with a year-over-year change of -0.7%. This indicates that home prices in Talala, OK are flat. According to Zillow, the 1-year price projection is 2.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $307,000 | -0.7% |
| Single Family | $307,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $206,000 | -1.0% |
3 Bed | $322,000 | 0.3% |
4 Bed | $498,000 | 4.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Talala, OK
Talala, OK lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Talala, OK
As of Oct '25, Realtor.com reports that the median days on market for a home in Talala, OK is 72. This is a decrease of -11.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $450,000 | -8.0% |
Listing Count | 3 | -25.0% |
| Listings as % of Homes | 0.2% | -25.0% |
Days on Market | 72 | -11.0% |
Demographics — Talala, OK
As of the latest ACS Survey released in 2023, Talala, OK has a population of 2,810, which has decreased by -5.1% over the past 5 years. Talala, OK is a moderately popular place for families, as children make up 22.5% of the population. The area has a poorly educated workforce, with 24.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,810 | -5.1% |
% Under 18 | 22.5% | -27.2% |
% Seniors | 15.5% | 40.9% |
% WFH | 5.5% | -27.6% |
% w/ College Degree | 24.9% | -10.8% |
As of the latest ACS Survey released in 2023, Talala, OK is a predominantly white area, with 74.3% of the population identifying as white. The white population has shrunk by 0.1% in the last 5 years. The second most common race or ethnicity in Talala, OK is hispanic, making up 1.2% of the population. Foreign-born residents account for 1.2% of the population in Talala, OK, and this percentage has decreased by 29.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 74.3% | -0.1% |
% Black | 0.0% | -100.0% |
% Hispanic | 1.2% | 0.0% |
% Asian | 0.6% | -78.6% |
% Foreign Born | 1.2% | -29.4% |
Mortgage and Risk — Talala, OK
According to HUD data as of 2023, there were 63 mortgage originations in Talala, OK, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Talala, OK. Investor activity is low, as 2.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 63 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 2.0% |
% Second Loans | 6.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Talala, OK
Talala, OK lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $850 |
| 2 Bedroom | N/A | N/A | $1,060 |
| 3 Bedroom | N/A | N/A | $1,400 |
| 4 Bedroom | N/A | N/A | $1,610 |
Affordability — Talala, OK
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $307,000 |
| Median Household Income | $91,700 |