Denison, TX—75020
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Denison, TX
Home Price Trends — Denison, TX
As of Oct '25, the median home price in Denison, TX is $222,000, with a year-over-year change of -4.6%. This indicates that home prices in Denison, TX are decreasing. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $222,000 | -4.6% |
| Single Family | $222,000 | -4.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $150,000 | -5.7% |
3 Bed | $236,000 | -3.3% |
4 Bed | $378,000 | -0.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Denison, TX
As of July '25, Rentcast reports the average rent in Denison, TX is $1,570, with a year-over-year rent change of -0.6%. Per bedroom, the median rent as of July '25 in Denison, TX is 1-bedrooms: $1,090, 2-bedrooms: $1,180, 3-bedrooms: $1,610, 4-bedrooms: $2,050. The most common rental property sizes in Denison, TX are 2-bedroom and 3-bedroom, accounting for 36.8% and 33.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,550 | $1,570 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,000 | $1,090 |
| 2 Bed Rent | $1,200 | $1,180 |
| 3 Bed Rent | $1,600 | $1,610 |
| 4 Bed Rent | $2,000 | $2,050 |
% of Rental Stock
Property Listings — Denison, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Denison, TX is 88. This is a increase of 40.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $259,000 | -6.0% |
Listing Count | 281 | 24.0% |
| Listings as % of Homes | 1.4% | 24.0% |
Days on Market | 88 | 40.0% |
Demographics — Denison, TX
As of the latest ACS Survey released in 2023, Denison, TX has a population of 24,200, which has increased by 7.6% over the past 5 years. Denison, TX is a moderately popular place for families, as children make up 25.0% of the population. The area has a poorly educated workforce, with 19.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 24,200 | 7.6% |
% Under 18 | 25.0% | 15.2% |
% Seniors | 20.5% | 0.5% |
% WFH | 9.9% | 147.5% |
% w/ College Degree | 19.5% | -11.8% |
As of the latest ACS Survey released in 2023, Denison, TX is a predominantly white area, with 72.9% of the population identifying as white. The white population has shrunk by 6.5% in the last 5 years. The second most common race or ethnicity in Denison, TX is hispanic, making up 13.4% of the population. Foreign-born residents account for 4.3% of the population in Denison, TX, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 72.9% | -6.5% |
% Black | 6.3% | -16.0% |
% Hispanic | 13.4% | 61.4% |
% Asian | 0.7% | -50.0% |
% Foreign Born | 4.3% | 0.0% |
Mortgage and Risk — Denison, TX
According to HUD data as of 2023, there were 461 mortgage originations in Denison, TX, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Denison, TX. Investor activity is low, as 10.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 461 |
% Conventional Loans | 65.0% |
% Government Loans | 35.0% |
% Investor Loans | 10.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Denison, TX
As of 2024, the percent of homes in Denison, TX under the Section 8 program is 8.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Denison, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 438 |
Total Units Section 8 | 348 |
% Rentals under Section 8 | 8.5% |
% Occupied Section 8 | 81.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $70 | $1,000 | $1,070 |
| 2 Bedroom | $90 | $1,200 | $1,290 |
| 3 Bedroom | $200 | $1,600 | $1,800 |
| 4 Bedroom | $170 | $2,000 | $2,170 |
Affordability — Denison, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $222,000 |
| Median Household Income | $66,300 |