Denison, TX—75021
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Denison, TX
Home Price Trends — Denison, TX
As of Oct '25, the median home price in Denison, TX is $249,000, with a year-over-year change of -2.7%. This indicates that home prices in Denison, TX are decreasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $249,000 | -2.7% |
| Single Family | $249,000 | -2.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $140,000 | -5.4% |
3 Bed | $227,000 | -3.4% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Denison, TX
As of July '25, Rentcast reports the average rent in Denison, TX is $1,510, with a year-over-year rent change of 0.7%. Per bedroom, the median rent as of July '25 in Denison, TX is 1-bedrooms: $800, 2-bedrooms: $1,260, 3-bedrooms: $1,570, 4-bedrooms: $2,020. The most common rental property sizes in Denison, TX are 3-bedroom and 2-bedroom, accounting for 52.7% and 26.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,510 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $700 | $800 |
| 2 Bed Rent | $1,250 | $1,260 |
| 3 Bed Rent | $1,580 | $1,570 |
| 4 Bed Rent | $2,200 | $2,020 |
% of Rental Stock
Property Listings — Denison, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Denison, TX is 77. This is a increase of 17.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 37.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $255,000 | -3.0% |
Listing Count | 107 | 36.0% |
| Listings as % of Homes | 1.2% | 36.0% |
Days on Market | 77 | 17.0% |
Demographics — Denison, TX
As of the latest ACS Survey released in 2023, Denison, TX has a population of 9,310, which has increased by 4.0% over the past 5 years. Denison, TX is a moderately popular place for families, as children make up 23.5% of the population. The area has a poorly educated workforce, with 16.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,310 | 4.0% |
% Under 18 | 23.5% | -3.7% |
% Seniors | 18.8% | 3.9% |
% WFH | 10.8% | 272.4% |
% w/ College Degree | 16.5% | 3.8% |
As of the latest ACS Survey released in 2023, Denison, TX is a predominantly white area, with 80.7% of the population identifying as white. The white population has grown by 6.3% in the last 5 years. The second most common race or ethnicity in Denison, TX is hispanic, making up 10.8% of the population. Foreign-born residents account for 5.0% of the population in Denison, TX, and this percentage has decreased by 9.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 80.7% | 6.3% |
% Black | 2.3% | -34.3% |
% Hispanic | 10.8% | -22.3% |
% Asian | 1.1% | 57.1% |
% Foreign Born | 5.0% | -9.1% |
Mortgage and Risk — Denison, TX
According to HUD data as of 2023, there were 110 mortgage originations in Denison, TX, of which 66.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Denison, TX. Investor activity is low, as 15.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 110 |
% Conventional Loans | 66.0% |
% Government Loans | 34.0% |
% Investor Loans | 15.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Denison, TX
As of 2024, the percent of homes in Denison, TX under the Section 8 program is 2.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Denison, TX, because HUD payments exceed market rent, while 2-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 164 |
Total Units Section 8 | 15 |
% Rentals under Section 8 | 2.7% |
% Occupied Section 8 | 74.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $340 | $700 | $1,040 |
| 2 Bedroom | $0 | $1,250 | $1,250 |
| 3 Bedroom | $160 | $1,580 | $1,740 |
| 4 Bedroom | -$100 | $2,200 | $2,100 |
Affordability — Denison, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $249,000 |
| Median Household Income | $67,200 |