Little Elm, TX75068

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$406,000
6.3% YoY Growth
Median Household Income
$126,000
27.0% 5-Year Growth
Days on Market
69
34.0% Longer than last year
Home Price Forecast
-0.8%
Median Rent
$2,300
4.8% YoY Growth
1-Bed Rent
$1,460
7.8% YoY Growth
2-Bed Rent
$2,110
1.4% YoY Growth
3-Bed Rent
$2,250
0.0% YoY Growth

Property Listings — Little Elm, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Little Elm, TX is 69. This is a increase of 34.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$450,000-5.0%
Listing Count
54619.0%
Listings as % of Homes1.3%19.0%
Days on Market
6934.0%
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Demographics — Little Elm, TX

As of the latest ACS Survey released in 2023, Little Elm, TX has a population of 70,600, which has increased by 15.6% over the past 5 years. Little Elm, TX is a popular place for families, as children make up 29.8% of the population. The area has a moderately educated workforce, with 43.5% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 26.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
70,60015.6%
% Under 18
29.8%-4.5%
% Seniors
8.2%30.2%
% WFH
26.6%285.5%
% w/ College Degree
43.5%0.2%
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As of the latest ACS Survey released in 2023, Little Elm, TX is a predominantly white area, with 40.1% of the population identifying as white. The white population has shrunk by 25.2% in the last 5 years. The second most common race or ethnicity in Little Elm, TX is hispanic, making up 22.6% of the population. Foreign-born residents account for 19.3% of the population in Little Elm, TX, and this percentage has increased by 12.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
40.1%-25.2%
% Black
19.2%15.0%
% Hispanic
22.6%7.1%
% Asian
11.6%118.9%
% Foreign Born
19.3%12.9%
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Mortgage and Risk — Little Elm, TX

According to HUD data as of 2023, there were 521 mortgage originations in Little Elm, TX, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Little Elm, TX. Investor activity is low, as 3.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
521
% Conventional Loans
83.0%
% Government Loans
17.0%
% Investor Loans
3.0%
% Second Loans
0.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Little Elm, TX

As of 2024, the percent of homes in Little Elm, TX under the Section 8 program is 15.3%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Little Elm, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
747
Total Units Section 8
747
% Rentals under Section 8
15.3%
% Occupied Section 8
76.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$780$1,460$2,240
2 Bedroom$520$2,110$2,630
3 Bedroom$1,050$2,250$3,300
4 Bedroom$1,530$2,700$4,230

Affordability — Little Elm, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.6
Median Home Price$406,000
Median Household Income$126,000

Little Elm, TX — ZIP Code Boundary Map

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Frequently Asked Questions