Caddo Mills, TX—75135
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Caddo Mills, TX
As of Oct '25, the median home price in Caddo Mills, TX is $319,000, with a year-over-year change of -3.1%. This indicates that home prices in Caddo Mills, TX are decreasing. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $319,000 | -3.1% |
| Single Family | $319,000 | -3.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $333,000 | -1.8% |
4 Bed | $306,000 | -4.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Caddo Mills, TX
As of July '25, Rentcast reports the average rent in Caddo Mills, TX is $2,060, with a year-over-year rent change of 1.0%. Per bedroom, the median rent as of July '25 in Caddo Mills, TX is 1-bedrooms: $1,000, 2-bedrooms: $1,800, 3-bedrooms: $1,860, 4-bedrooms: $2,200. The most common rental property sizes in Caddo Mills, TX are 3-bedroom and 2-bedroom, accounting for 24.6% and 24.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,100 | $2,060 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $900 | $1,000 |
| 2 Bed Rent | $1,800 | $1,800 |
| 3 Bed Rent | $1,800 | $1,860 |
| 4 Bed Rent | $2,100 | $2,200 |
% of Rental Stock
Property Listings — Caddo Mills, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Caddo Mills, TX is 75. This is a increase of 6.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $456,000 | 4.0% |
Listing Count | 148 | 4.0% |
| Listings as % of Homes | 2.0% | 4.0% |
Days on Market | 75 | 6.0% |
Demographics — Caddo Mills, TX
As of the latest ACS Survey released in 2023, Caddo Mills, TX has a population of 10,300, which has increased by 32.9% over the past 5 years. Caddo Mills, TX is a popular place for families, as children make up 31.5% of the population. The area has a moderately educated workforce, with 27.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,300 | 32.9% |
% Under 18 | 31.5% | -1.6% |
% Seniors | 11.6% | 0.0% |
% WFH | 8.0% | 116.2% |
% w/ College Degree | 27.5% | 123.6% |
As of the latest ACS Survey released in 2023, Caddo Mills, TX is a predominantly white area, with 67.2% of the population identifying as white. The white population has shrunk by 17.9% in the last 5 years. The second most common race or ethnicity in Caddo Mills, TX is hispanic, making up 23.9% of the population. Foreign-born residents account for 6.5% of the population in Caddo Mills, TX, and this percentage has increased by 25.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 67.2% | -17.9% |
% Black | 4.3% | 87.0% |
% Hispanic | 23.9% | 66.0% |
% Asian | 0.9% | 200.0% |
% Foreign Born | 6.5% | 25.0% |
Mortgage and Risk — Caddo Mills, TX
According to HUD data as of 2023, there were 333 mortgage originations in Caddo Mills, TX, of which 41.0% of loans were conventional mortgages. The average loan-to-value was 84.0%, with 65.0% above 90% LTV (very high). This implies large mortgage risk in Caddo Mills, TX. Investor activity is low, as 1.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 333 |
% Conventional Loans | 41.0% |
% Government Loans | 59.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Caddo Mills, TX
As of 2024, the percent of homes in Caddo Mills, TX under the Section 8 program is 0.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Caddo Mills, TX, because HUD payments exceed market rent, while 2-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 22 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 0.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $580 | $900 | $1,480 |
| 2 Bedroom | -$60 | $1,800 | $1,740 |
| 3 Bedroom | $380 | $1,800 | $2,180 |
| 4 Bedroom | $700 | $2,100 | $2,800 |
Affordability — Caddo Mills, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $319,000 |
| Median Household Income | $95,400 |