Blue Ridge, TX—75424
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Blue Ridge, TX
As of Oct '25, the median home price in Blue Ridge, TX is $464,000, with a year-over-year change of -0.5%. This indicates that home prices in Blue Ridge, TX are flat. According to Zillow, the 1-year price projection is 0.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $464,000 | -0.5% |
| Single Family | $464,000 | -0.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $412,000 | -1.4% |
4 Bed | $596,000 | -0.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Blue Ridge, TX
As of July '25, Rentcast reports the average rent in Blue Ridge, TX is $1,890, with a year-over-year rent change of -23.2%. Per bedroom, the median rent as of July '25 in Blue Ridge, TX is 1-bedrooms: $1,080, 2-bedrooms: $1,550, 3-bedrooms: $2,130, 4-bedrooms: $2,500. The most common rental property sizes in Blue Ridge, TX are 3-bedroom and 2-bedroom, accounting for 64.9% and 31.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,750 | $1,890 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,080 | $1,080 |
| 2 Bed Rent | $1,520 | $1,550 |
| 3 Bed Rent | $1,900 | $2,130 |
| 4 Bed Rent | $2,400 | $2,500 |
% of Rental Stock
Property Listings — Blue Ridge, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Blue Ridge, TX is 56. This is a decrease of -11.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $609,000 | -18.0% |
Listing Count | 47 | 42.0% |
| Listings as % of Homes | 1.4% | 42.0% |
Days on Market | 56 | -11.0% |
Demographics — Blue Ridge, TX
As of the latest ACS Survey released in 2023, Blue Ridge, TX has a population of 3,910, which has increased by 25.9% over the past 5 years. Blue Ridge, TX is a popular place for families, as children make up 26.3% of the population. The area has a poorly educated workforce, with 17.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,910 | 25.9% |
% Under 18 | 26.3% | 22.9% |
% Seniors | 16.2% | 8.0% |
% WFH | 16.0% | 119.2% |
% w/ College Degree | 17.6% | 29.4% |
As of the latest ACS Survey released in 2023, Blue Ridge, TX is a predominantly white area, with 68.0% of the population identifying as white. The white population has shrunk by 17.7% in the last 5 years. The second most common race or ethnicity in Blue Ridge, TX is hispanic, making up 23.6% of the population. Foreign-born residents account for 9.1% of the population in Blue Ridge, TX, and this percentage has increased by 51.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 68.0% | -17.7% |
% Black | 0.1% | -66.7% |
% Hispanic | 23.6% | 62.8% |
% Asian | 3.2% | 540.0% |
% Foreign Born | 9.1% | 51.7% |
Mortgage and Risk — Blue Ridge, TX
According to HUD data as of 2023, there were 141 mortgage originations in Blue Ridge, TX, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Blue Ridge, TX. Investor activity is low, as 1.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 141 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Blue Ridge, TX
Blue Ridge, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $360 | $1,080 | $1,440 |
| 2 Bedroom | $170 | $1,520 | $1,690 |
| 3 Bedroom | $230 | $1,900 | $2,130 |
| 4 Bedroom | $330 | $2,400 | $2,730 |
Affordability — Blue Ridge, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.4 |
| Median Home Price | $464,000 |
| Median Household Income | $83,000 |