Indian Rock, TX—75645
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Indian Rock, TX
As of Oct '25, the median home price in Indian Rock, TX is $266,000, with a year-over-year change of 1.4%. This indicates that home prices in Indian Rock, TX are increasing. According to Zillow, the 1-year price projection is -0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $266,000 | 1.4% |
| Single Family | $266,000 | 1.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $285,000 | 1.4% |
4 Bed | $404,000 | 2.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Indian Rock, TX
As of July '25, Rentcast reports the average rent in Indian Rock, TX is $1,590, with a year-over-year rent change of -0.6%. Per bedroom, the median rent as of July '25 in Indian Rock, TX is 1-bedrooms: $1,250, 2-bedrooms: $1,270, 3-bedrooms: $1,880, 4-bedrooms: $1,800. The most common rental property sizes in Indian Rock, TX are 3-bedroom and 2-bedroom, accounting for 52.3% and 36.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,650 | $1,590 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,250 | $1,250 |
| 2 Bed Rent | $1,200 | $1,270 |
| 3 Bed Rent | $1,950 | $1,880 |
| 4 Bed Rent | $1,800 | $1,800 |
% of Rental Stock
Property Listings — Indian Rock, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Indian Rock, TX is 54. This is a decrease of -16.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $327,000 | -14.0% |
Listing Count | 68 | -10.0% |
| Listings as % of Homes | 0.8% | -10.0% |
Days on Market | 54 | -16.0% |
Demographics — Indian Rock, TX
As of the latest ACS Survey released in 2023, Indian Rock, TX has a population of 10,500, which has increased by 3.5% over the past 5 years. Indian Rock, TX is a moderately popular place for families, as children make up 22.1% of the population. The area has a poorly educated workforce, with 17.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,500 | 3.5% |
% Under 18 | 22.1% | 2.8% |
% Seniors | 19.1% | 12.4% |
% WFH | 5.3% | -22.1% |
% w/ College Degree | 17.1% | -17.8% |
As of the latest ACS Survey released in 2023, Indian Rock, TX is a predominantly white area, with 81.1% of the population identifying as white. The white population has shrunk by 2.1% in the last 5 years. The second most common race or ethnicity in Indian Rock, TX is hispanic, making up 10.5% of the population. Foreign-born residents account for 3.4% of the population in Indian Rock, TX, and this percentage has decreased by 24.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 81.1% | -2.1% |
% Black | 3.9% | -26.4% |
% Hispanic | 10.5% | 8.2% |
% Asian | 0.7% | ∞% |
% Foreign Born | 3.4% | -24.4% |
Mortgage and Risk — Indian Rock, TX
According to HUD data as of 2023, there were 169 mortgage originations in Indian Rock, TX, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Indian Rock, TX. Investor activity is low, as 9.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 169 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 9.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Indian Rock, TX
As of 2024, the percent of homes in Indian Rock, TX under the Section 8 program is 0.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Indian Rock, TX, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 50 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 0.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$140 | $1,250 | $1,110 |
| 2 Bedroom | $130 | $1,200 | $1,330 |
| 3 Bedroom | -$140 | $1,950 | $1,810 |
| 4 Bedroom | $110 | $1,800 | $1,910 |
Affordability — Indian Rock, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $266,000 |
| Median Household Income | $64,100 |