Karnack, TX—75661
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Karnack, TX
As of Oct '25, the median home price in Karnack, TX is $163,000, with a year-over-year change of -7.2%. This indicates that home prices in Karnack, TX are decreasing. According to Zillow, the 1-year price projection is -0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $163,000 | -7.2% |
| Single Family | $162,000 | -8.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Karnack, TX
Karnack, TX lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Karnack, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Karnack, TX is 163. This is a increase of 43.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $404,000 | 15.0% |
Listing Count | 22 | 5.0% |
| Listings as % of Homes | 0.5% | 5.0% |
Days on Market | 163 | 43.0% |
Demographics — Karnack, TX
As of the latest ACS Survey released in 2023, Karnack, TX has a population of 2,690, which has decreased by -7.7% over the past 5 years. Karnack, TX is a moderately popular place for families, as children make up 15.5% of the population. The area has a poorly educated workforce, with 16.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,690 | -7.7% |
% Under 18 | 15.5% | -3.7% |
% Seniors | 19.0% | -7.8% |
% WFH | 1.1% | -86.6% |
% w/ College Degree | 16.9% | -26.8% |
As of the latest ACS Survey released in 2023, Karnack, TX is a predominantly white area, with 45.2% of the population identifying as white. The white population has shrunk by 27.0% in the last 5 years. The second most common race or ethnicity in Karnack, TX is hispanic, making up 31.2% of the population. Foreign-born residents account for 5.1% of the population in Karnack, TX, and this percentage has decreased by 47.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 45.2% | -27.0% |
% Black | 17.1% | 32.6% |
% Hispanic | 31.2% | 51.5% |
% Asian | 0.1% | ∞% |
% Foreign Born | 5.1% | -47.4% |
Mortgage and Risk — Karnack, TX
According to HUD data as of 2023, there were 19 mortgage originations in Karnack, TX, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Karnack, TX. Investor activity is low, as 5.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 19 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 5.0% |
% Second Loans | 16.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Karnack, TX
Karnack, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 1.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $880 |
| 2 Bedroom | N/A | N/A | $1,130 |
| 3 Bedroom | N/A | N/A | $1,420 |
| 4 Bedroom | N/A | N/A | $1,580 |
Affordability — Karnack, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $163,000 |
| Median Household Income | $72,600 |