Troup, TX—75789
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Troup, TX
As of Oct '25, the median home price in Troup, TX is $274,000, with a year-over-year change of -1.9%. This indicates that home prices in Troup, TX are decreasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $274,000 | -1.9% |
| Single Family | $275,000 | -1.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $192,000 | -3.5% |
3 Bed | $338,000 | 0.6% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Troup, TX
As of July '25, Rentcast reports the average rent in Troup, TX is $1,640, with a year-over-year rent change of 36.7%. Per bedroom, the median rent as of July '25 in Troup, TX is studios: $850, 2-bedrooms: $1,100, 3-bedrooms: $1,820, 4-bedrooms: $2,250. The most common rental property sizes in Troup, TX are 3-bedroom and 2-bedroom, accounting for 55.1% and 25.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,550 | $1,640 |
| Studio Rent | $850 | $850 |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,100 | $1,100 |
| 3 Bed Rent | $1,800 | $1,820 |
| 4 Bed Rent | $1,750 | $2,250 |
% of Rental Stock
Property Listings — Troup, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Troup, TX is 91. This is a increase of 44.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $280,000 | -16.0% |
Listing Count | 53 | 1.0% |
| Listings as % of Homes | 0.6% | 1.0% |
Days on Market | 91 | 44.0% |
Demographics — Troup, TX
As of the latest ACS Survey released in 2023, Troup, TX has a population of 8,330, which has increased by 4.5% over the past 5 years. Troup, TX is a popular place for families, as children make up 28.5% of the population. The area has a poorly educated workforce, with 22.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,330 | 4.5% |
% Under 18 | 28.5% | 4.0% |
% Seniors | 16.4% | -5.2% |
% WFH | 5.7% | 29.5% |
% w/ College Degree | 22.1% | 11.6% |
As of the latest ACS Survey released in 2023, Troup, TX is a predominantly white area, with 72.0% of the population identifying as white. The white population has shrunk by 5.0% in the last 5 years. The second most common race or ethnicity in Troup, TX is hispanic, making up 13.8% of the population. Foreign-born residents account for 5.8% of the population in Troup, TX, and this percentage has increased by 7.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 72.0% | -5.0% |
% Black | 10.8% | 5.9% |
% Hispanic | 13.8% | 7.8% |
% Asian | 0.4% | ∞% |
% Foreign Born | 5.8% | 7.4% |
Mortgage and Risk — Troup, TX
According to HUD data as of 2023, there were 139 mortgage originations in Troup, TX, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Troup, TX. Investor activity is low, as 11.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 139 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 11.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Troup, TX
Troup, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 35 |
Total Units Section 8 | 35 |
% Rentals under Section 8 | 6.8% |
% Occupied Section 8 | 76.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $940 |
| 2 Bedroom | $80 | $1,100 | $1,180 |
| 3 Bedroom | -$200 | $1,800 | $1,600 |
| 4 Bedroom | $30 | $1,750 | $1,780 |
Affordability — Troup, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $274,000 |
| Median Household Income | $83,600 |