Zavalla, TX—75980
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Zavalla, TX
As of Oct '25, the median home price in Zavalla, TX is $156,000, with a year-over-year change of -6.5%. This indicates that home prices in Zavalla, TX are decreasing. According to Zillow, the 1-year price projection is -2.6%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $156,000 | -6.5% |
| Single Family | $156,000 | -6.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Zavalla, TX
Zavalla, TX lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $450 | $450 |
| Studio Rent | $450 | $450 |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Zavalla, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Zavalla, TX is 100. This is a increase of 3.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $337,000 | 8.0% |
Listing Count | 31 | 22.0% |
| Listings as % of Homes | 0.7% | 22.0% |
Days on Market | 100 | 3.0% |
Demographics — Zavalla, TX
As of the latest ACS Survey released in 2023, Zavalla, TX has a population of 2,310, which has decreased by -6.6% over the past 5 years. Zavalla, TX is a moderately popular place for families, as children make up 16.6% of the population. The area has a poorly educated workforce, with 9.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,310 | -6.6% |
% Under 18 | 16.6% | -30.8% |
% Seniors | 23.3% | -2.5% |
% WFH | 1.1% | -86.7% |
% w/ College Degree | 9.6% | 37.1% |
As of the latest ACS Survey released in 2023, Zavalla, TX is a predominantly white area, with 93.2% of the population identifying as white. The white population has grown by 3.6% in the last 5 years. The second most common race or ethnicity in Zavalla, TX is hispanic, making up 0.9% of the population. Foreign-born residents account for 0.9% of the population in Zavalla, TX, and this percentage has decreased by 10.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.2% | 3.6% |
% Black | 0.6% | -62.5% |
% Hispanic | 0.9% | -85.2% |
% Asian | 0.3% | 0.0% |
% Foreign Born | 0.9% | -10.0% |
Mortgage and Risk — Zavalla, TX
According to HUD data as of 2023, there were 31 mortgage originations in Zavalla, TX, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 83.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Zavalla, TX. Investor activity is low, as 3.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 31 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 3.0% |
% Second Loans | 10.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Zavalla, TX
Zavalla, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $850 |
| 2 Bedroom | N/A | N/A | $980 |
| 3 Bedroom | N/A | N/A | $1,260 |
| 4 Bedroom | N/A | N/A | $1,350 |
Affordability — Zavalla, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $156,000 |
| Median Household Income | $45,400 |