Cleburne, TX76033

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$267,000
3.6% YoY Growth
Median Household Income
$69,900
27.1% 5-Year Growth
Days on Market
78
15.0% Longer than last year
Home Price Forecast
-0.5%
Median Rent
$1,450
2.5% YoY Growth
1-Bed Rent
$1,070
4.9% YoY Growth
2-Bed Rent
$1,300
5.6% YoY Growth
3-Bed Rent
$1,900
6.0% YoY Growth

Other Zip Codes in Cleburne, TX

Property Listings — Cleburne, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Cleburne, TX is 78. This is a increase of 15.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$313,0002.0%
Listing Count
207-2.0%
Listings as % of Homes0.9%-2.0%
Days on Market
7815.0%
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Demographics — Cleburne, TX

As of the latest ACS Survey released in 2023, Cleburne, TX has a population of 28,200, which has increased by 7.4% over the past 5 years. Cleburne, TX is a moderately popular place for families, as children make up 24.5% of the population. The area has a poorly educated workforce, with 20.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
28,2007.4%
% Under 18
24.5%-3.9%
% Seniors
17.7%4.7%
% WFH
2.8%-15.2%
% w/ College Degree
20.8%7.8%
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As of the latest ACS Survey released in 2023, Cleburne, TX is a predominantly white area, with 64.1% of the population identifying as white. The white population has shrunk by 12.2% in the last 5 years. The second most common race or ethnicity in Cleburne, TX is hispanic, making up 25.6% of the population. Foreign-born residents account for 7.7% of the population in Cleburne, TX, and this percentage has increased by 40.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
64.1%-12.2%
% Black
4.6%70.4%
% Hispanic
25.6%20.8%
% Asian
0.6%-40.0%
% Foreign Born
7.7%40.0%
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Mortgage and Risk — Cleburne, TX

According to HUD data as of 2023, there were 517 mortgage originations in Cleburne, TX, of which 60.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Cleburne, TX. Investor activity is low, as 6.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
517
% Conventional Loans
60.0%
% Government Loans
40.0%
% Investor Loans
6.0%
% Second Loans
1.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — Cleburne, TX

As of 2024, the percent of homes in Cleburne, TX under the Section 8 program is 9.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Cleburne, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
358
Total Units Section 8
358
% Rentals under Section 8
9.3%
% Occupied Section 8
65.2%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$230$1,070$1,300
2 Bedroom$220$1,300$1,520
3 Bedroom$110$1,900$2,010
4 Bedroom$250$2,200$2,450

Affordability — Cleburne, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.9
Median Home Price$267,000
Median Household Income$69,900

Cleburne, TX — ZIP Code Boundary Map

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Frequently Asked Questions