Saint Jo, TX—76265
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Saint Jo, TX
Saint Jo, TX lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $258,000 | -4.6% |
| Single Family | $258,000 | -3.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Saint Jo, TX
As of July '25, Rentcast reports the average rent in Saint Jo, TX is $2,110, with a year-over-year rent change of 44.5%. Per bedroom, the median rent as of July '25 in Saint Jo, TX is 3-bedrooms: $1,390, 4-bedrooms: $3,550. The most common rental property sizes in Saint Jo, TX are 2-bedroom and 3-bedroom, accounting for 33.1% and 27.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,450 | $2,110 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,320 | $1,390 |
| 4 Bed Rent | $3,550 | $3,550 |
% of Rental Stock
Property Listings — Saint Jo, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Saint Jo, TX is 45. This is a decrease of -43.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $515,000 | 77.0% |
Listing Count | 10 | 15.0% |
| Listings as % of Homes | 0.6% | 15.0% |
Days on Market | 45 | -43.0% |
Demographics — Saint Jo, TX
As of the latest ACS Survey released in 2023, Saint Jo, TX has a population of 1,630, which has increased by 2.0% over the past 5 years. Saint Jo, TX is a popular place for families, as children make up 29.3% of the population. The area has a poorly educated workforce, with 20.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,630 | 2.0% |
% Under 18 | 29.3% | 12.7% |
% Seniors | 23.3% | 55.3% |
% WFH | 7.0% | 118.8% |
% w/ College Degree | 20.5% | 33.1% |
As of the latest ACS Survey released in 2023, Saint Jo, TX is a predominantly white area, with 92.4% of the population identifying as white. The white population has shrunk by 5.6% in the last 5 years. The second most common race or ethnicity in Saint Jo, TX is hispanic, making up 3.9% of the population. Foreign-born residents account for 1.0% of the population in Saint Jo, TX, and this percentage has increased by 233.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.4% | -5.6% |
% Black | 0.0% | -100.0% |
% Hispanic | 3.9% | 387.5% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.0% | 233.3% |
Mortgage and Risk — Saint Jo, TX
According to HUD data as of 2023, there were 34 mortgage originations in Saint Jo, TX, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Saint Jo, TX. Investor activity is low, as 6.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 34 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 6.0% |
% Second Loans | 6.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Saint Jo, TX
Saint Jo, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $820 |
| 2 Bedroom | N/A | N/A | $1,080 |
| 3 Bedroom | $80 | $1,320 | $1,400 |
| 4 Bedroom | -$1,860 | $3,550 | $1,690 |
Affordability — Saint Jo, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $258,000 |
| Median Household Income | $77,900 |