Frost, TX—76641
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Frost, TX
As of Oct '25, the median home price in Frost, TX is $226,000, with a year-over-year change of -0.1%. This indicates that home prices in Frost, TX are flat. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $226,000 | -0.1% |
| Single Family | $226,000 | -0.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Frost, TX
Frost, TX lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Frost, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Frost, TX is 127. This is a increase of 84.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $230,000 | -9.0% |
Listing Count | 7 | 92.0% |
| Listings as % of Homes | 0.3% | 92.0% |
Days on Market | 127 | 84.0% |
Demographics — Frost, TX
As of the latest ACS Survey released in 2023, Frost, TX has a population of 2,090, which has increased by 24.1% over the past 5 years. Frost, TX is a popular place for families, as children make up 29.8% of the population. The area has a poorly educated workforce, with 15.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,090 | 24.1% |
% Under 18 | 29.8% | 58.5% |
% Seniors | 15.5% | -39.9% |
% WFH | 4.7% | 291.7% |
% w/ College Degree | 15.1% | 11.0% |
As of the latest ACS Survey released in 2023, Frost, TX is a predominantly white area, with 53.1% of the population identifying as white. The white population has shrunk by 33.5% in the last 5 years. The second most common race or ethnicity in Frost, TX is hispanic, making up 32.6% of the population. Foreign-born residents account for 12.0% of the population in Frost, TX, and this percentage has increased by 87.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 53.1% | -33.5% |
% Black | 1.9% | -48.6% |
% Hispanic | 32.6% | 145.1% |
% Asian | 0.0% | N/A |
% Foreign Born | 12.0% | 87.5% |
Mortgage and Risk — Frost, TX
According to HUD data as of 2023, there were 65 mortgage originations in Frost, TX, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 80.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Frost, TX. Investor activity is low, as 5.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 65 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 5.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Frost, TX
Frost, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,240 |
| 2 Bedroom | N/A | N/A | $1,450 |
| 3 Bedroom | N/A | N/A | $1,830 |
| 4 Bedroom | N/A | N/A | $2,350 |
Affordability — Frost, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | N/A |
| Median Home Price | $226,000 |
| Median Household Income | $74,200 |