Central Southwest, Houston, TX—77045
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Central Southwest, Houston, TX
Home Price Trends — Central Southwest, Houston, TX
As of Oct '25, the median home price in Central Southwest, Houston, TX is $193,000, with a year-over-year change of -5.0%. This indicates that home prices in Central Southwest, Houston, TX are decreasing. According to Zillow, the 1-year price projection is -0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $193,000 | -5.0% |
| Single Family | $193,000 | -5.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $173,000 | -5.5% |
3 Bed | $187,000 | -5.1% |
4 Bed | $224,000 | -4.3% |
| 5 Bed | $244,000 | -5.1% |
% of Housing Stock
Rental Trends — Central Southwest, Houston, TX
As of July '25, Rentcast reports the average rent in Central Southwest, Houston, TX is $1,940, with a year-over-year rent change of 0.5%. Per bedroom, the median rent as of July '25 in Central Southwest, Houston, TX is 1-bedrooms: $1,060, 2-bedrooms: $1,900, 3-bedrooms: $2,070, 4-bedrooms: $2,130. The most common rental property sizes in Central Southwest, Houston, TX are 3-bedroom and 2-bedroom, accounting for 32.0% and 26.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,900 | $1,940 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,050 | $1,060 |
| 2 Bed Rent | $1,900 | $1,900 |
| 3 Bed Rent | $1,980 | $2,070 |
| 4 Bed Rent | $2,000 | $2,130 |
% of Rental Stock
Property Listings — Central Southwest, Houston, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Central Southwest, Houston, TX is 60. This is a increase of 43.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $256,000 | -3.0% |
Listing Count | 98 | 35.0% |
| Listings as % of Homes | 0.5% | 35.0% |
Days on Market | 60 | 43.0% |
Demographics — Central Southwest, Houston, TX
As of the latest ACS Survey released in 2023, Central Southwest, Houston, TX has a population of 32,500, which has decreased by -12.9% over the past 5 years. Central Southwest, Houston, TX is a popular place for families, as children make up 25.5% of the population. The area has a poorly educated workforce, with 19.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 32,500 | -12.9% |
% Under 18 | 25.5% | -11.1% |
% Seniors | 13.0% | 11.1% |
% WFH | 5.6% | 133.3% |
% w/ College Degree | 19.1% | 39.4% |
As of the latest ACS Survey released in 2023, Central Southwest, Houston, TX is a predominantly hispanic area, with 54.2% of the population identifying as hispanic. The hispanic population has grown by 6.5% in the last 5 years. The second most common race or ethnicity in Central Southwest, Houston, TX is black, making up 38.3% of the population. Foreign-born residents account for 23.3% of the population in Central Southwest, Houston, TX, and this percentage has decreased by 12.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 4.2% | 55.6% |
% Black | 38.3% | -15.8% |
% Hispanic | 54.2% | 6.5% |
% Asian | 2.1% | 200.0% |
% Foreign Born | 23.3% | -12.7% |
Mortgage and Risk — Central Southwest, Houston, TX
According to HUD data as of 2023, there were 234 mortgage originations in Central Southwest, Houston, TX, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 48.0% above 90% LTV (very high). This implies large mortgage risk in Central Southwest, Houston, TX. Investor activity is low, as 5.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 234 |
% Conventional Loans | 72.0% |
% Government Loans | 28.0% |
% Investor Loans | 5.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Central Southwest, Houston, TX
As of 2024, the percent of homes in Central Southwest, Houston, TX under the Section 8 program is 13.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Central Southwest, Houston, TX, because HUD payments exceed market rent, while 2-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 586 |
Total Units Section 8 | 586 |
% Rentals under Section 8 | 13.2% |
% Occupied Section 8 | 88.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $260 | $1,050 | $1,310 |
| 2 Bedroom | -$330 | $1,900 | $1,570 |
| 3 Bedroom | $110 | $1,980 | $2,090 |
| 4 Bedroom | $640 | $2,000 | $2,640 |
Affordability — Central Southwest, Houston, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $193,000 |
| Median Household Income | $61,200 |