Cypress, TX77433

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$424,000
1.8% YoY Growth
Median Household Income
$137,000
25.9% 5-Year Growth
Days on Market
49
2.0% Longer than last year
Home Price Forecast
0.0%
Median Rent
$2,550
4.6% YoY Growth
1-Bed Rent
$1,410
4.8% YoY Growth
2-Bed Rent
$1,810
1.1% YoY Growth
3-Bed Rent
$2,400
0.8% YoY Growth

Other Zip Codes in Cypress, TX

Property Listings — Cypress, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Cypress, TX is 49. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$454,000-2.0%
Listing Count
9863.0%
Listings as % of Homes1.9%3.0%
Days on Market
492.0%
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Demographics — Cypress, TX

As of the latest ACS Survey released in 2023, Cypress, TX has a population of 112,000, which has increased by 36.4% over the past 5 years. Cypress, TX is a popular place for families, as children make up 34.1% of the population. The area has a highly educated workforce, with 51.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
112,00036.4%
% Under 18
34.1%-0.9%
% Seniors
7.7%22.2%
% WFH
18.8%203.2%
% w/ College Degree
51.7%6.4%
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As of the latest ACS Survey released in 2023, Cypress, TX is a predominantly white area, with 39.0% of the population identifying as white. The white population has shrunk by 9.5% in the last 5 years. The second most common race or ethnicity in Cypress, TX is hispanic, making up 26.6% of the population. Foreign-born residents account for 21.0% of the population in Cypress, TX, and this percentage has increased by 7.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
39.0%-9.5%
% Black
16.8%3.1%
% Hispanic
26.6%-2.2%
% Asian
12.8%10.3%
% Foreign Born
21.0%7.1%
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Mortgage and Risk — Cypress, TX

According to HUD data as of 2023, there were 4129 mortgage originations in Cypress, TX, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Cypress, TX. Investor activity is low, as 2.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
4,129
% Conventional Loans
76.0%
% Government Loans
24.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
4.0%

Loan Activity

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Rentals and Section 8 — Cypress, TX

As of 2024, the percent of homes in Cypress, TX under the Section 8 program is 5.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Cypress, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
482
Total Units Section 8
482
% Rentals under Section 8
5.7%
% Occupied Section 8
94.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$400$1,410$1,810
2 Bedroom$350$1,810$2,160
3 Bedroom$480$2,400$2,880
4 Bedroom$780$2,850$3,630

Affordability — Cypress, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.1
Median Home Price$424,000
Median Household Income$137,000

Cypress, TX — ZIP Code Boundary Map

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Frequently Asked Questions