Stafford, TX—77477
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stafford, TX
As of Oct '25, the median home price in Stafford, TX is $282,000, with a year-over-year change of -1.7%. This indicates that home prices in Stafford, TX are decreasing. According to Zillow, the 1-year price projection is -0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $282,000 | -1.7% |
| Single Family | $285,000 | -1.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $202,000 | -6.9% |
2 Bed | $171,000 | -6.0% |
3 Bed | $260,000 | -2.6% |
4 Bed | $332,000 | -1.2% |
| 5 Bed | $415,000 | -0.7% |
% of Housing Stock
Rental Trends — Stafford, TX
As of July '25, Rentcast reports the average rent in Stafford, TX is $1,840, with a year-over-year rent change of 13.6%. Per bedroom, the median rent as of July '25 in Stafford, TX is studios: $1,400, 1-bedrooms: $1,560, 2-bedrooms: $2,010, 3-bedrooms: $2,140, 4-bedrooms: $2,440. The most common rental property sizes in Stafford, TX are 2-bedroom and 1-bedroom, accounting for 41.1% and 31.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,710 | $1,840 |
| Studio Rent | $1,400 | $1,400 |
| 1 Bed Rent | $1,620 | $1,560 |
| 2 Bed Rent | $2,050 | $2,010 |
| 3 Bed Rent | $2,100 | $2,140 |
| 4 Bed Rent | $2,250 | $2,440 |
% of Rental Stock
Property Listings — Stafford, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Stafford, TX is 57. This is a decrease of -14.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $326,000 | -7.0% |
Listing Count | 72 | -1.0% |
| Listings as % of Homes | 0.3% | -1.0% |
Days on Market | 57 | -14.0% |
Demographics — Stafford, TX
As of the latest ACS Survey released in 2023, Stafford, TX has a population of 32,700, which has decreased by -10.5% over the past 5 years. Stafford, TX is a moderately popular place for families, as children make up 22.0% of the population. The area has a moderately educated workforce, with 38.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 32,700 | -10.5% |
% Under 18 | 22.0% | 3.3% |
% Seniors | 12.5% | 35.9% |
% WFH | 9.3% | 304.3% |
% w/ College Degree | 38.2% | 8.5% |
As of the latest ACS Survey released in 2023, Stafford, TX is a predominantly black area, with 28.0% of the population identifying as black. The black population has shrunk by 0.4% in the last 5 years. The second most common race or ethnicity in Stafford, TX is hispanic, making up 26.2% of the population. Foreign-born residents account for 33.0% of the population in Stafford, TX, and this percentage has decreased by 2.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 18.1% | -10.0% |
% Black | 28.0% | -0.4% |
% Hispanic | 26.2% | 1.9% |
% Asian | 24.0% | -0.4% |
% Foreign Born | 33.0% | -2.1% |
Mortgage and Risk — Stafford, TX
According to HUD data as of 2023, there were 128 mortgage originations in Stafford, TX, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Stafford, TX. Investor activity is low, as 0.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 128 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 0.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Stafford, TX
As of 2024, the percent of homes in Stafford, TX under the Section 8 program is 2.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Stafford, TX, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 153 |
Total Units Section 8 | 153 |
% Rentals under Section 8 | 2.2% |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$250 | $1,620 | $1,370 |
| 2 Bedroom | -$410 | $2,050 | $1,640 |
| 3 Bedroom | $90 | $2,100 | $2,190 |
| 4 Bedroom | $500 | $2,250 | $2,750 |
Affordability — Stafford, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $282,000 |
| Median Household Income | $73,300 |