Liberty, TX—77575
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Liberty, TX
As of Oct '25, the median home price in Liberty, TX is $222,000, with a year-over-year change of 2.7%. This indicates that home prices in Liberty, TX are increasing. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $222,000 | 2.7% |
| Single Family | $222,000 | 2.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $157,000 | 2.6% |
3 Bed | $231,000 | 2.2% |
4 Bed | $296,000 | 0.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Liberty, TX
As of July '25, Rentcast reports the average rent in Liberty, TX is $1,600, with a year-over-year rent change of 14.3%. Per bedroom, the median rent as of July '25 in Liberty, TX is 1-bedrooms: $1,050, 2-bedrooms: $1,160, 3-bedrooms: $1,880, 4-bedrooms: $2,270. The most common rental property sizes in Liberty, TX are 3-bedroom and 2-bedroom, accounting for 41.8% and 39.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,280 | $1,600 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,000 | $1,050 |
| 2 Bed Rent | $1,150 | $1,160 |
| 3 Bed Rent | $1,600 | $1,880 |
| 4 Bed Rent | $2,200 | $2,270 |
% of Rental Stock
Property Listings — Liberty, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Liberty, TX is 65. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $248,000 | -5.0% |
Listing Count | 81 | 36.0% |
| Listings as % of Homes | 0.6% | 36.0% |
Days on Market | 65 | 25.0% |
Demographics — Liberty, TX
As of the latest ACS Survey released in 2023, Liberty, TX has a population of 16,600, which has remained stable by -0.1% over the past 5 years. Liberty, TX is a popular place for families, as children make up 25.4% of the population. The area has a poorly educated workforce, with 13.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,600 | -0.1% |
% Under 18 | 25.4% | -7.0% |
% Seniors | 15.9% | 12.0% |
% WFH | 10.4% | 215.2% |
% w/ College Degree | 13.6% | 3.8% |
As of the latest ACS Survey released in 2023, Liberty, TX is a predominantly white area, with 56.2% of the population identifying as white. The white population has shrunk by 10.2% in the last 5 years. The second most common race or ethnicity in Liberty, TX is hispanic, making up 25.1% of the population. Foreign-born residents account for 11.6% of the population in Liberty, TX, and this percentage has increased by 75.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 56.2% | -10.2% |
% Black | 11.9% | -17.4% |
% Hispanic | 25.1% | 28.1% |
% Asian | 0.5% | 66.7% |
% Foreign Born | 11.6% | 75.8% |
Mortgage and Risk — Liberty, TX
According to HUD data as of 2023, there were 190 mortgage originations in Liberty, TX, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 83.0%, with 53.0% above 90% LTV (very high). This implies large mortgage risk in Liberty, TX. Investor activity is low, as 4.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 190 |
% Conventional Loans | 63.0% |
% Government Loans | 37.0% |
% Investor Loans | 4.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Liberty, TX
As of 2024, the percent of homes in Liberty, TX under the Section 8 program is 6.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Liberty, TX, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 100 |
Total Units Section 8 | 100 |
% Rentals under Section 8 | 6.4% |
% Occupied Section 8 | 86.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$100 | $1,000 | $900 |
| 2 Bedroom | -$70 | $1,150 | $1,080 |
| 3 Bedroom | -$160 | $1,600 | $1,440 |
| 4 Bedroom | -$390 | $2,200 | $1,810 |
Affordability — Liberty, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $222,000 |
| Median Household Income | $52,200 |