Lumberton, TX—77657
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lumberton, TX
As of Oct '25, the median home price in Lumberton, TX is $269,000, with a year-over-year change of 0.1%. This indicates that home prices in Lumberton, TX are flat. According to Zillow, the 1-year price projection is -3.1%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $269,000 | 0.1% |
| Single Family | $269,000 | -0.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $251,000 | 0.4% |
4 Bed | $379,000 | -0.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Lumberton, TX
As of July '25, Rentcast reports the average rent in Lumberton, TX is $2,160, with a year-over-year rent change of 4.3%. Per bedroom, the median rent as of July '25 in Lumberton, TX is 1-bedrooms: $850, 2-bedrooms: $932, 3-bedrooms: $1,940, 4-bedrooms: $2,800. The most common rental property sizes in Lumberton, TX are 2-bedroom and 3-bedroom, accounting for 50.7% and 31.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,100 | $2,160 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $850 | $850 |
| 2 Bed Rent | $950 | $932 |
| 3 Bed Rent | $1,850 | $1,940 |
| 4 Bed Rent | $2,700 | $2,800 |
% of Rental Stock
Property Listings — Lumberton, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Lumberton, TX is 58. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $400,000 | -1.0% |
Listing Count | 138 | -11.0% |
| Listings as % of Homes | 1.1% | -11.0% |
Days on Market | 58 | -8.0% |
Demographics — Lumberton, TX
As of the latest ACS Survey released in 2023, Lumberton, TX has a population of 21,700, which has remained stable by 0.4% over the past 5 years. Lumberton, TX is a moderately popular place for families, as children make up 23.2% of the population. The area has a moderately educated workforce, with 26.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 21,700 | 0.4% |
% Under 18 | 23.2% | -15.0% |
% Seniors | 18.9% | 27.7% |
% WFH | 3.4% | 9.7% |
% w/ College Degree | 26.4% | 30.7% |
As of the latest ACS Survey released in 2023, Lumberton, TX is a predominantly white area, with 89.1% of the population identifying as white. The white population has shrunk by 2.7% in the last 5 years. The second most common race or ethnicity in Lumberton, TX is hispanic, making up 5.5% of the population. Foreign-born residents account for 1.8% of the population in Lumberton, TX, and this percentage has increased by 5.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.1% | -2.7% |
% Black | 0.8% | 300.0% |
% Hispanic | 5.5% | -8.3% |
% Asian | 1.0% | 150.0% |
% Foreign Born | 1.8% | 5.9% |
Mortgage and Risk — Lumberton, TX
According to HUD data as of 2023, there were 429 mortgage originations in Lumberton, TX, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Lumberton, TX. Investor activity is low, as 1.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 429 |
% Conventional Loans | 73.0% |
% Government Loans | 27.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Lumberton, TX
As of 2024, the percent of homes in Lumberton, TX under the Section 8 program is 1.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Lumberton, TX, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 23 |
Total Units Section 8 | 23 |
% Rentals under Section 8 | 1.3% |
% Occupied Section 8 | 86.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $30 | $850 | $880 |
| 2 Bedroom | $110 | $950 | $1,060 |
| 3 Bedroom | -$460 | $1,850 | $1,390 |
| 4 Bedroom | -$1,100 | $2,700 | $1,600 |
Affordability — Lumberton, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $269,000 |
| Median Household Income | $93,200 |