Cibolo, TX—78108
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cibolo, TX
As of Oct '25, the median home price in Cibolo, TX is $331,000, with a year-over-year change of -2.7%. This indicates that home prices in Cibolo, TX are decreasing. According to Zillow, the 1-year price projection is -0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $331,000 | -2.7% |
| Single Family | $331,000 | -2.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $207,000 | -4.2% |
3 Bed | $282,000 | -3.8% |
4 Bed | $349,000 | -2.8% |
| 5 Bed | $400,000 | -2.7% |
% of Housing Stock
Rental Trends — Cibolo, TX
As of July '25, Rentcast reports the average rent in Cibolo, TX is $2,120, with a year-over-year rent change of -0.5%. Per bedroom, the median rent as of July '25 in Cibolo, TX is studios: $1,050, 1-bedrooms: $1,240, 2-bedrooms: $1,290, 3-bedrooms: $1,880, 4-bedrooms: $2,290. The most common rental property sizes in Cibolo, TX are 3-bedroom and 4-bedroom, accounting for 52.5% and 26.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,080 | $2,120 |
| Studio Rent | $1,050 | $1,050 |
| 1 Bed Rent | $1,150 | $1,240 |
| 2 Bed Rent | $1,300 | $1,290 |
| 3 Bed Rent | $1,850 | $1,880 |
| 4 Bed Rent | $2,200 | $2,290 |
% of Rental Stock
Property Listings — Cibolo, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Cibolo, TX is 71. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 48.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $359,000 | 0.0% |
Listing Count | 416 | 2.0% |
| Listings as % of Homes | 1.8% | 2.0% |
Days on Market | 71 | -1.0% |
Demographics — Cibolo, TX
As of the latest ACS Survey released in 2023, Cibolo, TX has a population of 48,500, which has increased by 29.7% over the past 5 years. Cibolo, TX is a popular place for families, as children make up 28.8% of the population. The area has a moderately educated workforce, with 39.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 48,500 | 29.7% |
% Under 18 | 28.8% | -2.0% |
% Seniors | 10.6% | 16.5% |
% WFH | 11.8% | 156.5% |
% w/ College Degree | 39.5% | 5.1% |
As of the latest ACS Survey released in 2023, Cibolo, TX is a predominantly white area, with 45.5% of the population identifying as white. The white population has shrunk by 6.6% in the last 5 years. The second most common race or ethnicity in Cibolo, TX is hispanic, making up 30.3% of the population. Foreign-born residents account for 7.1% of the population in Cibolo, TX, and this percentage has decreased by 1.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 45.5% | -6.6% |
% Black | 14.4% | 5.9% |
% Hispanic | 30.3% | -2.9% |
% Asian | 3.9% | 30.0% |
% Foreign Born | 7.1% | -1.4% |
Mortgage and Risk — Cibolo, TX
According to HUD data as of 2023, there were 1453 mortgage originations in Cibolo, TX, of which 46.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 56.0% above 90% LTV (very high). This implies large mortgage risk in Cibolo, TX. Investor activity is low, as 1.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,453 |
% Conventional Loans | 46.0% |
% Government Loans | 54.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Cibolo, TX
As of 2024, the percent of homes in Cibolo, TX under the Section 8 program is 1.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Cibolo, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 47 |
Total Units Section 8 | 47 |
% Rentals under Section 8 | 1.8% |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $700 | $1,150 | $1,850 |
| 2 Bedroom | $950 | $1,300 | $2,250 |
| 3 Bedroom | $1,010 | $1,850 | $2,860 |
| 4 Bedroom | $1,160 | $2,200 | $3,360 |
Affordability — Cibolo, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $331,000 |
| Median Household Income | $117,000 |