Three Oaks, TX—78113
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Three Oaks, TX
Three Oaks, TX lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $404,000 | 1.5% |
| Single Family | $405,000 | 1.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Three Oaks, TX
As of July '25, Rentcast reports the average rent in Three Oaks, TX is $1,750, with a year-over-year rent change of 40.0%. Per bedroom, the median rent as of July '25 in Three Oaks, TX is 3-bedrooms: $1,500, 4-bedrooms: $2,000. The most common rental property sizes in Three Oaks, TX are 3-bedroom and 2-bedroom, accounting for 63.4% and 19.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,750 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,500 | $1,500 |
| 4 Bed Rent | $2,000 | $2,000 |
% of Rental Stock
Property Listings — Three Oaks, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Three Oaks, TX is 107. This is a increase of 89.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $412,000 | -59.0% |
Listing Count | 7 | 140.0% |
| Listings as % of Homes | 0.2% | 140.0% |
Days on Market | 107 | 89.0% |
Demographics — Three Oaks, TX
As of the latest ACS Survey released in 2023, Three Oaks, TX has a population of 3,260, which has increased by 7.6% over the past 5 years. Three Oaks, TX is a popular place for families, as children make up 30.0% of the population. The area has a poorly educated workforce, with 23.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,260 | 7.6% |
% Under 18 | 30.0% | 12.8% |
% Seniors | 19.1% | 20.9% |
% WFH | 3.4% | -52.8% |
% w/ College Degree | 23.1% | -4.1% |
As of the latest ACS Survey released in 2023, Three Oaks, TX is a predominantly white area, with 72.2% of the population identifying as white. The white population has shrunk by 11.7% in the last 5 years. The second most common race or ethnicity in Three Oaks, TX is hispanic, making up 25.7% of the population. Foreign-born residents account for 4.0% of the population in Three Oaks, TX, and this percentage has decreased by 13.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 72.2% | -11.7% |
% Black | 0.0% | N/A |
% Hispanic | 25.7% | 41.2% |
% Asian | 0.0% | N/A |
% Foreign Born | 4.0% | -13.0% |
Mortgage and Risk — Three Oaks, TX
According to HUD data as of 2023, there were 24 mortgage originations in Three Oaks, TX, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Three Oaks, TX. Investor activity is low, as 4.0% of loans were by investors. 21.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 24 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 21.0% |
Loan Activity
Rentals and Section 8 — Three Oaks, TX
Three Oaks, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 8 |
Total Units Section 8 | 0 |
% Rentals under Section 8 | 0.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,000 |
| 2 Bedroom | N/A | N/A | $1,260 |
| 3 Bedroom | $80 | $1,500 | $1,580 |
| 4 Bedroom | -$150 | $2,000 | $1,850 |
Affordability — Three Oaks, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.3 |
| Median Home Price | $404,000 |
| Median Household Income | $90,200 |