Seguin, TX78155

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$269,000
3.1% YoY Growth
Median Household Income
$71,400
28.2% 5-Year Growth
Days on Market
80
14.0% Longer than last year
Home Price Forecast
-1.2%
Median Rent
$1,550
5.3% YoY Growth
1-Bed Rent
$950
14.6% YoY Growth
2-Bed Rent
$1,200
14.4% YoY Growth
3-Bed Rent
$1,500
5.5% YoY Growth

Property Listings — Seguin, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Seguin, TX is 80. This is a increase of 14.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 34.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$293,000-5.0%
Listing Count
58711.0%
Listings as % of Homes2.1%11.0%
Days on Market
8014.0%
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Demographics — Seguin, TX

As of the latest ACS Survey released in 2023, Seguin, TX has a population of 53,400, which has increased by 9.4% over the past 5 years. Seguin, TX is a moderately popular place for families, as children make up 21.4% of the population. The area has a poorly educated workforce, with 22.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
53,4009.4%
% Under 18
21.4%-6.6%
% Seniors
17.7%1.7%
% WFH
8.5%129.7%
% w/ College Degree
22.5%19.0%
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As of the latest ACS Survey released in 2023, Seguin, TX is a predominantly hispanic area, with 48.7% of the population identifying as hispanic. The hispanic population has grown by 8.2% in the last 5 years. The second most common race or ethnicity in Seguin, TX is white, making up 42.6% of the population. Foreign-born residents account for 8.3% of the population in Seguin, TX, and this percentage has increased by 31.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
42.6%-11.8%
% Black
4.9%-7.5%
% Hispanic
48.7%8.2%
% Asian
0.7%-36.4%
% Foreign Born
8.3%31.7%
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Mortgage and Risk — Seguin, TX

According to HUD data as of 2023, there were 1794 mortgage originations in Seguin, TX, of which 47.0% of loans were conventional mortgages. The average loan-to-value was 83.0%, with 59.0% above 90% LTV (very high). This implies large mortgage risk in Seguin, TX. Investor activity is low, as 4.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
1,794
% Conventional Loans
47.0%
% Government Loans
53.0%
% Investor Loans
4.0%
% Second Loans
1.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Seguin, TX

As of 2024, the percent of homes in Seguin, TX under the Section 8 program is 8.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Seguin, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
678
Total Units Section 8
469
% Rentals under Section 8
8.7%
% Occupied Section 8
89.4%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$160$950$1,110
2 Bedroom$150$1,200$1,350
3 Bedroom$210$1,500$1,710
4 Bedroom$70$1,950$2,020

Affordability — Seguin, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.1
Median Home Price$269,000
Median Household Income$71,400

Seguin, TX — ZIP Code Boundary Map

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Frequently Asked Questions