Stone Oak, San Antonio, TX—78258
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Stone Oak, San Antonio, TX
Home Price Trends — Stone Oak, San Antonio, TX
As of Oct '25, the median home price in Stone Oak, San Antonio, TX is $500,000, with a year-over-year change of -0.9%. This indicates that home prices in Stone Oak, San Antonio, TX are flat. According to Zillow, the 1-year price projection is -1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $500,000 | -0.9% |
| Single Family | $501,000 | -1.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $406,000 | -1.2% |
4 Bed | $505,000 | -0.8% |
| 5 Bed | $612,000 | -1.0% |
% of Housing Stock
Rental Trends — Stone Oak, San Antonio, TX
As of July '25, Rentcast reports the average rent in Stone Oak, San Antonio, TX is $2,400, with a year-over-year rent change of -11.8%. Per bedroom, the median rent as of July '25 in Stone Oak, San Antonio, TX is studios: $1,050, 1-bedrooms: $1,350, 2-bedrooms: $1,780, 3-bedrooms: $2,420, 4-bedrooms: $3,060. The most common rental property sizes in Stone Oak, San Antonio, TX are 1-bedroom and 2-bedroom, accounting for 37.2% and 37.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,450 | $2,400 |
| Studio Rent | $999 | $1,050 |
| 1 Bed Rent | $1,260 | $1,350 |
| 2 Bed Rent | $1,630 | $1,780 |
| 3 Bed Rent | $2,400 | $2,420 |
| 4 Bed Rent | $2,900 | $3,060 |
% of Rental Stock
Property Listings — Stone Oak, San Antonio, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Stone Oak, San Antonio, TX is 72. This is a increase of 8.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $543,000 | 0.0% |
Listing Count | 206 | 20.0% |
| Listings as % of Homes | 0.5% | 20.0% |
Days on Market | 72 | 8.0% |
Demographics — Stone Oak, San Antonio, TX
As of the latest ACS Survey released in 2023, Stone Oak, San Antonio, TX has a population of 51,700, which has increased by 11.3% over the past 5 years. Stone Oak, San Antonio, TX is a popular place for families, as children make up 27.4% of the population. The area has a highly educated workforce, with 60.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 51,700 | 11.3% |
% Under 18 | 27.4% | -2.5% |
% Seniors | 12.4% | 1.6% |
% WFH | 18.5% | 160.6% |
% w/ College Degree | 60.9% | 0.5% |
As of the latest ACS Survey released in 2023, Stone Oak, San Antonio, TX is a predominantly white area, with 44.9% of the population identifying as white. The white population has shrunk by 11.8% in the last 5 years. The second most common race or ethnicity in Stone Oak, San Antonio, TX is hispanic, making up 39.3% of the population. Foreign-born residents account for 14.3% of the population in Stone Oak, San Antonio, TX, and this percentage has decreased by 19.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 44.9% | -11.8% |
% Black | 4.0% | -13.0% |
% Hispanic | 39.3% | 18.7% |
% Asian | 8.1% | -12.9% |
% Foreign Born | 14.3% | -19.2% |
Mortgage and Risk — Stone Oak, San Antonio, TX
According to HUD data as of 2023, there were 685 mortgage originations in Stone Oak, San Antonio, TX, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Stone Oak, San Antonio, TX. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 685 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Stone Oak, San Antonio, TX
As of 2024, the percent of homes in Stone Oak, San Antonio, TX under the Section 8 program is 0.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Stone Oak, San Antonio, TX, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 49 |
Total Units Section 8 | 49 |
% Rentals under Section 8 | 0.4% |
% Occupied Section 8 | 81.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $320 | $1,260 | $1,580 |
| 2 Bedroom | $300 | $1,630 | $1,930 |
| 3 Bedroom | $50 | $2,400 | $2,450 |
| 4 Bedroom | -$20 | $2,900 | $2,880 |
Affordability — Stone Oak, San Antonio, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.3 |
| Median Home Price | $500,000 |
| Median Household Income | $116,000 |