Stone Oak, San Antonio, TX78258

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$500,000
0.9% YoY Growth
Median Household Income
$116,000
13.4% 5-Year Growth
Days on Market
72
8.0% Longer than last year
Home Price Forecast
-1.0%
Median Rent
$2,450
11.8% YoY Growth
1-Bed Rent
$1,260
1.5% YoY Growth
2-Bed Rent
$1,630
26.2% YoY Growth
3-Bed Rent
$2,400
3.2% YoY Growth

Other Zip Codes in Stone Oak, San Antonio, TX

Property Listings — Stone Oak, San Antonio, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Stone Oak, San Antonio, TX is 72. This is a increase of 8.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$543,0000.0%
Listing Count
20620.0%
Listings as % of Homes0.5%20.0%
Days on Market
728.0%
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Demographics — Stone Oak, San Antonio, TX

As of the latest ACS Survey released in 2023, Stone Oak, San Antonio, TX has a population of 51,700, which has increased by 11.3% over the past 5 years. Stone Oak, San Antonio, TX is a popular place for families, as children make up 27.4% of the population. The area has a highly educated workforce, with 60.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
51,70011.3%
% Under 18
27.4%-2.5%
% Seniors
12.4%1.6%
% WFH
18.5%160.6%
% w/ College Degree
60.9%0.5%
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As of the latest ACS Survey released in 2023, Stone Oak, San Antonio, TX is a predominantly white area, with 44.9% of the population identifying as white. The white population has shrunk by 11.8% in the last 5 years. The second most common race or ethnicity in Stone Oak, San Antonio, TX is hispanic, making up 39.3% of the population. Foreign-born residents account for 14.3% of the population in Stone Oak, San Antonio, TX, and this percentage has decreased by 19.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
44.9%-11.8%
% Black
4.0%-13.0%
% Hispanic
39.3%18.7%
% Asian
8.1%-12.9%
% Foreign Born
14.3%-19.2%
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Mortgage and Risk — Stone Oak, San Antonio, TX

According to HUD data as of 2023, there were 685 mortgage originations in Stone Oak, San Antonio, TX, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Stone Oak, San Antonio, TX. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
685
% Conventional Loans
80.0%
% Government Loans
20.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Stone Oak, San Antonio, TX

As of 2024, the percent of homes in Stone Oak, San Antonio, TX under the Section 8 program is 0.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Stone Oak, San Antonio, TX, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
49
Total Units Section 8
49
% Rentals under Section 8
0.4%
% Occupied Section 8
81.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$320$1,260$1,580
2 Bedroom$300$1,630$1,930
3 Bedroom$50$2,400$2,450
4 Bedroom-$20$2,900$2,880

Affordability — Stone Oak, San Antonio, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.3
Median Home Price$500,000
Median Household Income$116,000

Stone Oak, San Antonio, TX — ZIP Code Boundary Map

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Frequently Asked Questions