Encino Ranch, San Antonio, TX78261

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$443,000
1.6% YoY Growth
Median Household Income
$140,000
51.6% 5-Year Growth
Days on Market
68
2.0% Longer than last year
Home Price Forecast
-0.8%
Median Rent
$2,250
1.2% YoY Growth
1-Bed Rent
$1,010
27.3% YoY Growth
2-Bed Rent
$1,420
N/A
3-Bed Rent
$2,050
0.5% YoY Growth

Property Listings — Encino Ranch, San Antonio, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Encino Ranch, San Antonio, TX is 68. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$452,000-5.0%
Listing Count
2131.0%
Listings as % of Homes1.3%1.0%
Days on Market
682.0%
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Demographics — Encino Ranch, San Antonio, TX

As of the latest ACS Survey released in 2023, Encino Ranch, San Antonio, TX has a population of 27,100, which has increased by 58.0% over the past 5 years. Encino Ranch, San Antonio, TX is a popular place for families, as children make up 25.9% of the population. The area has a highly educated workforce, with 54.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
27,10058.0%
% Under 18
25.9%-14.2%
% Seniors
8.5%4.9%
% WFH
18.7%252.8%
% w/ College Degree
54.7%6.8%
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As of the latest ACS Survey released in 2023, Encino Ranch, San Antonio, TX is a predominantly white area, with 43.1% of the population identifying as white. The white population has shrunk by 15.3% in the last 5 years. The second most common race or ethnicity in Encino Ranch, San Antonio, TX is hispanic, making up 36.3% of the population. Foreign-born residents account for 12.5% of the population in Encino Ranch, San Antonio, TX, and this percentage has increased by 31.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
43.1%-15.3%
% Black
8.7%55.4%
% Hispanic
36.3%-5.0%
% Asian
5.1%112.5%
% Foreign Born
12.5%31.6%
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Mortgage and Risk — Encino Ranch, San Antonio, TX

According to HUD data as of 2023, there were 715 mortgage originations in Encino Ranch, San Antonio, TX, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Encino Ranch, San Antonio, TX. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
715
% Conventional Loans
70.0%
% Government Loans
30.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Encino Ranch, San Antonio, TX

As of 2024, the percent of homes in Encino Ranch, San Antonio, TX under the Section 8 program is 0.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Encino Ranch, San Antonio, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
7
Total Units Section 8
7
% Rentals under Section 8
0.3%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$560$1,010$1,570
2 Bedroom$490$1,420$1,910
3 Bedroom$380$2,050$2,430
4 Bedroom$450$2,400$2,850

Affordability — Encino Ranch, San Antonio, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.3
Median Home Price$443,000
Median Household Income$140,000

Encino Ranch, San Antonio, TX — ZIP Code Boundary Map

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Frequently Asked Questions