Georgetown, TX—78626
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Georgetown, TX
As of Oct '25, the median home price in Georgetown, TX is $355,000, with a year-over-year change of -3.9%. This indicates that home prices in Georgetown, TX are decreasing. According to Zillow, the 1-year price projection is -2.1%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $355,000 | -3.9% |
| Single Family | $359,000 | -3.8% |
| Condos | $282,000 | -4.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $318,000 | -3.6% |
3 Bed | $327,000 | -4.4% |
4 Bed | $380,000 | -3.6% |
| 5 Bed | $467,000 | -3.7% |
% of Housing Stock
Rental Trends — Georgetown, TX
As of July '25, Rentcast reports the average rent in Georgetown, TX is $1,940, with a year-over-year rent change of -10.6%. Per bedroom, the median rent as of July '25 in Georgetown, TX is studios: $987, 1-bedrooms: $1,160, 2-bedrooms: $1,560, 3-bedrooms: $2,020, 4-bedrooms: $2,300. The most common rental property sizes in Georgetown, TX are 3-bedroom and 2-bedroom, accounting for 31.7% and 28.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,970 | $1,940 |
| Studio Rent | $987 | $987 |
| 1 Bed Rent | $1,120 | $1,160 |
| 2 Bed Rent | $1,480 | $1,560 |
| 3 Bed Rent | $1,970 | $2,020 |
| 4 Bed Rent | $2,200 | $2,300 |
% of Rental Stock
Property Listings — Georgetown, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Georgetown, TX is 70. This is a increase of 27.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 37.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $380,000 | -9.0% |
Listing Count | 271 | 3.0% |
| Listings as % of Homes | 0.9% | 3.0% |
Days on Market | 70 | 27.0% |
Demographics — Georgetown, TX
As of the latest ACS Survey released in 2023, Georgetown, TX has a population of 45,000, which has increased by 33.9% over the past 5 years. Georgetown, TX is a popular place for families, as children make up 25.2% of the population. The area has a moderately educated workforce, with 35.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 45,000 | 33.9% |
% Under 18 | 25.2% | 7.7% |
% Seniors | 9.3% | -20.5% |
% WFH | 19.2% | 190.9% |
% w/ College Degree | 35.7% | 22.7% |
As of the latest ACS Survey released in 2023, Georgetown, TX is a predominantly white area, with 52.6% of the population identifying as white. The white population has shrunk by 9.6% in the last 5 years. The second most common race or ethnicity in Georgetown, TX is hispanic, making up 32.8% of the population. Foreign-born residents account for 13.1% of the population in Georgetown, TX, and this percentage has increased by 29.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 52.6% | -9.6% |
% Black | 8.3% | 29.7% |
% Hispanic | 32.8% | -1.2% |
% Asian | 3.5% | 169.2% |
% Foreign Born | 13.1% | 29.7% |
Mortgage and Risk — Georgetown, TX
According to HUD data as of 2023, there were 738 mortgage originations in Georgetown, TX, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Georgetown, TX. Investor activity is low, as 6.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 738 |
% Conventional Loans | 74.0% |
% Government Loans | 26.0% |
% Investor Loans | 6.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Georgetown, TX
As of 2024, the percent of homes in Georgetown, TX under the Section 8 program is 1.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Georgetown, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 257 |
Total Units Section 8 | 99 |
% Rentals under Section 8 | 1.8% |
% Occupied Section 8 | 99.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $590 | $1,120 | $1,710 |
| 2 Bedroom | $540 | $1,480 | $2,020 |
| 3 Bedroom | $600 | $1,970 | $2,570 |
| 4 Bedroom | $790 | $2,200 | $2,990 |
Affordability — Georgetown, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.3 |
| Median Home Price | $355,000 |
| Median Household Income | $95,000 |