Georgetown, TX—78633
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Georgetown, TX
As of Oct '25, the median home price in Georgetown, TX is $442,000, with a year-over-year change of -3.8%. This indicates that home prices in Georgetown, TX are decreasing. According to Zillow, the 1-year price projection is -1.5%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $442,000 | -3.8% |
| Single Family | $444,000 | -3.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $355,000 | -5.3% |
3 Bed | $444,000 | -3.7% |
4 Bed | $599,000 | -2.4% |
| 5 Bed | $724,000 | -3.5% |
% of Housing Stock
Rental Trends — Georgetown, TX
As of July '25, Rentcast reports the average rent in Georgetown, TX is $2,130, with a year-over-year rent change of -12.3%. Per bedroom, the median rent as of July '25 in Georgetown, TX is studios: $1,090, 1-bedrooms: $1,180, 2-bedrooms: $2,040, 3-bedrooms: $2,330, 4-bedrooms: $2,770. The most common rental property sizes in Georgetown, TX are 2-bedroom and 1-bedroom, accounting for 52.0% and 14.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,150 | $2,130 |
| Studio Rent | $1,090 | $1,090 |
| 1 Bed Rent | $1,100 | $1,180 |
| 2 Bed Rent | $2,000 | $2,040 |
| 3 Bed Rent | $2,100 | $2,330 |
| 4 Bed Rent | $2,450 | $2,770 |
% of Rental Stock
Property Listings — Georgetown, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Georgetown, TX is 71. This is a decrease of 0.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $475,000 | 1.0% |
Listing Count | 469 | 18.0% |
| Listings as % of Homes | 1.5% | 18.0% |
Days on Market | 71 | 0.0% |
Demographics — Georgetown, TX
As of the latest ACS Survey released in 2023, Georgetown, TX has a population of 28,900, which has increased by 11.7% over the past 5 years. Georgetown, TX is a less popular place for families, as children make up 9.0% of the population. The area has a highly educated workforce, with 55.6% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 31.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 28,900 | 11.7% |
% Under 18 | 9.0% | -28.0% |
% Seniors | 56.3% | 7.6% |
% WFH | 31.3% | 140.8% |
% w/ College Degree | 55.6% | 9.4% |
As of the latest ACS Survey released in 2023, Georgetown, TX is a predominantly white area, with 86.9% of the population identifying as white. The white population has shrunk by 1.7% in the last 5 years. The second most common race or ethnicity in Georgetown, TX is hispanic, making up 7.4% of the population. Foreign-born residents account for 5.7% of the population in Georgetown, TX, and this percentage has decreased by 13.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.9% | -1.7% |
% Black | 0.8% | -33.3% |
% Hispanic | 7.4% | -2.6% |
% Asian | 2.4% | 71.4% |
% Foreign Born | 5.7% | -13.6% |
Mortgage and Risk — Georgetown, TX
According to HUD data as of 2023, there were 976 mortgage originations in Georgetown, TX, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Georgetown, TX. Investor activity is low, as 1.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 976 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Georgetown, TX
As of 2024, the percent of homes in Georgetown, TX under the Section 8 program is 0.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Georgetown, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 10 |
Total Units Section 8 | 10 |
% Rentals under Section 8 | 0.5% |
% Occupied Section 8 | 100.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $1,030 | $1,100 | $2,130 |
| 2 Bedroom | $520 | $2,000 | $2,520 |
| 3 Bedroom | $1,110 | $2,100 | $3,210 |
| 4 Bedroom | $1,280 | $2,450 | $3,730 |
Affordability — Georgetown, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5 |
| Median Home Price | $442,000 |
| Median Household Income | $100,000 |