Luling, TX—78648
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Luling, TX
As of Oct '25, the median home price in Luling, TX is $226,000, with a year-over-year change of -3.6%. This indicates that home prices in Luling, TX are decreasing. According to Zillow, the 1-year price projection is -2.5%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $226,000 | -3.6% |
| Single Family | $226,000 | -3.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $140,000 | -7.9% |
3 Bed | $229,000 | -3.8% |
4 Bed | $315,000 | -3.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Luling, TX
As of July '25, Rentcast reports the average rent in Luling, TX is $1,270, with a year-over-year rent change of -20.6%. Per bedroom, the median rent as of July '25 in Luling, TX is studios: $875, 1-bedrooms: $877, 2-bedrooms: $1,110, 3-bedrooms: $1,590, 4-bedrooms: $1,840. The most common rental property sizes in Luling, TX are 2-bedroom and 3-bedroom, accounting for 63.9% and 21.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $1,270 |
| Studio Rent | $875 | $875 |
| 1 Bed Rent | $850 | $877 |
| 2 Bed Rent | $1,110 | $1,110 |
| 3 Bed Rent | $1,600 | $1,590 |
| 4 Bed Rent | $1,800 | $1,840 |
% of Rental Stock
Property Listings — Luling, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Luling, TX is 97. This is a increase of 13.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $261,000 | -12.0% |
Listing Count | 42 | 9.0% |
| Listings as % of Homes | 0.9% | 9.0% |
Days on Market | 97 | 13.0% |
Demographics — Luling, TX
As of the latest ACS Survey released in 2023, Luling, TX has a population of 8,020, which has decreased by -1.6% over the past 5 years. Luling, TX is a moderately popular place for families, as children make up 16.2% of the population. The area has a poorly educated workforce, with 11.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,020 | -1.6% |
% Under 18 | 16.2% | -33.9% |
% Seniors | 24.7% | 58.3% |
% WFH | 6.4% | 73.0% |
% w/ College Degree | 11.5% | -22.3% |
As of the latest ACS Survey released in 2023, Luling, TX is a predominantly hispanic area, with 47.6% of the population identifying as hispanic. The hispanic population has grown by 12.3% in the last 5 years. The second most common race or ethnicity in Luling, TX is white, making up 44.6% of the population. Foreign-born residents account for 11.7% of the population in Luling, TX, and this percentage has increased by 33.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 44.6% | -9.5% |
% Black | 5.7% | -17.4% |
% Hispanic | 47.6% | 12.3% |
% Asian | 0.3% | -25.0% |
% Foreign Born | 11.7% | 33.0% |
Mortgage and Risk — Luling, TX
According to HUD data as of 2023, there were 109 mortgage originations in Luling, TX, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Luling, TX. Investor activity is low, as 4.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 109 |
% Conventional Loans | 65.0% |
% Government Loans | 35.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Luling, TX
As of 2024, the percent of homes in Luling, TX under the Section 8 program is 4.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Luling, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 171 |
Total Units Section 8 | 43 |
% Rentals under Section 8 | 4.7% |
% Occupied Section 8 | 92.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $270 | $850 | $1,120 |
| 2 Bedroom | $220 | $1,110 | $1,330 |
| 3 Bedroom | $100 | $1,600 | $1,700 |
| 4 Bedroom | $170 | $1,800 | $1,970 |
Affordability — Luling, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.5 |
| Median Home Price | $226,000 |
| Median Household Income | $56,500 |