Round Rock, TX78665

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$407,000
4.9% YoY Growth
Median Household Income
$117,000
22.1% 5-Year Growth
Days on Market
78
19.0% Longer than last year
Home Price Forecast
-2.3%
Median Rent
$2,250
6.1% YoY Growth
1-Bed Rent
$1,110
8.9% YoY Growth
2-Bed Rent
$1,720
10.6% YoY Growth
3-Bed Rent
$2,100
2.7% YoY Growth

Other Zip Codes in Round Rock, TX

Property Listings — Round Rock, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Round Rock, TX is 78. This is a increase of 19.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 34.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$437,000-1.0%
Listing Count
3201.0%
Listings as % of Homes0.7%1.0%
Days on Market
7819.0%
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Demographics — Round Rock, TX

As of the latest ACS Survey released in 2023, Round Rock, TX has a population of 64,100, which has increased by 32.5% over the past 5 years. Round Rock, TX is a popular place for families, as children make up 26.4% of the population. The area has a highly educated workforce, with 51.6% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 25.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
64,10032.5%
% Under 18
26.4%-11.1%
% Seniors
10.4%36.8%
% WFH
25.4%247.9%
% w/ College Degree
51.6%15.7%
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As of the latest ACS Survey released in 2023, Round Rock, TX is a predominantly white area, with 48.6% of the population identifying as white. The white population has shrunk by 2.2% in the last 5 years. The second most common race or ethnicity in Round Rock, TX is hispanic, making up 23.5% of the population. Foreign-born residents account for 15.7% of the population in Round Rock, TX, and this percentage has increased by 20.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
48.6%-2.2%
% Black
11.1%-1.8%
% Hispanic
23.5%-17.3%
% Asian
10.3%37.3%
% Foreign Born
15.7%20.8%
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Mortgage and Risk — Round Rock, TX

According to HUD data as of 2023, there were 975 mortgage originations in Round Rock, TX, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Round Rock, TX. Investor activity is low, as 3.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
975
% Conventional Loans
86.0%
% Government Loans
14.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
16.0%

Loan Activity

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Rentals and Section 8 — Round Rock, TX

As of 2024, the percent of homes in Round Rock, TX under the Section 8 program is 1.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Round Rock, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
144
Total Units Section 8
144
% Rentals under Section 8
1.7%
% Occupied Section 8
83.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$740$1,110$1,850
2 Bedroom$470$1,720$2,190
3 Bedroom$690$2,100$2,790
4 Bedroom$790$2,450$3,240

Affordability — Round Rock, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.1
Median Home Price$407,000
Median Household Income$117,000

Round Rock, TX — ZIP Code Boundary Map

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Frequently Asked Questions