Round Rock, TX—78681
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Round Rock, TX
As of Oct '25, the median home price in Round Rock, TX is $482,000, with a year-over-year change of -3.9%. This indicates that home prices in Round Rock, TX are decreasing. According to Zillow, the 1-year price projection is -2.1%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $482,000 | -3.9% |
| Single Family | $486,000 | -4.0% |
| Condos | $340,000 | -1.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $275,000 | -5.5% |
3 Bed | $395,000 | -5.3% |
4 Bed | $543,000 | -4.1% |
| 5 Bed | $710,000 | -2.6% |
% of Housing Stock
Rental Trends — Round Rock, TX
As of July '25, Rentcast reports the average rent in Round Rock, TX is $2,230, with a year-over-year rent change of -6.7%. Per bedroom, the median rent as of July '25 in Round Rock, TX is studios: $1,200, 1-bedrooms: $1,110, 2-bedrooms: $1,570, 3-bedrooms: $2,190, 4-bedrooms: $2,660. The most common rental property sizes in Round Rock, TX are 3-bedroom and 1-bedroom, accounting for 31.0% and 22.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,200 | $2,230 |
| Studio Rent | $1,200 | $1,200 |
| 1 Bed Rent | $1,150 | $1,110 |
| 2 Bed Rent | $1,550 | $1,570 |
| 3 Bed Rent | $2,100 | $2,190 |
| 4 Bed Rent | $2,550 | $2,660 |
% of Rental Stock
Property Listings — Round Rock, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Round Rock, TX is 70. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 39.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $500,000 | -3.0% |
Listing Count | 202 | 11.0% |
| Listings as % of Homes | 0.4% | 11.0% |
Days on Market | 70 | -4.0% |
Demographics — Round Rock, TX
As of the latest ACS Survey released in 2023, Round Rock, TX has a population of 58,500, which has increased by 2.8% over the past 5 years. Round Rock, TX is a popular place for families, as children make up 27.8% of the population. The area has a highly educated workforce, with 56.5% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 27.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 58,500 | 2.8% |
% Under 18 | 27.8% | -6.4% |
% Seniors | 11.1% | 29.1% |
% WFH | 27.3% | 184.4% |
% w/ College Degree | 56.5% | 8.9% |
As of the latest ACS Survey released in 2023, Round Rock, TX is a predominantly white area, with 56.3% of the population identifying as white. The white population has shrunk by 4.4% in the last 5 years. The second most common race or ethnicity in Round Rock, TX is hispanic, making up 20.9% of the population. Foreign-born residents account for 16.2% of the population in Round Rock, TX, and this percentage has increased by 30.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 56.3% | -4.4% |
% Black | 5.3% | -11.7% |
% Hispanic | 20.9% | -9.1% |
% Asian | 12.6% | 32.6% |
% Foreign Born | 16.2% | 30.6% |
Mortgage and Risk — Round Rock, TX
According to HUD data as of 2023, there were 635 mortgage originations in Round Rock, TX, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Round Rock, TX. Investor activity is low, as 3.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 635 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Round Rock, TX
As of 2024, the percent of homes in Round Rock, TX under the Section 8 program is 1.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Round Rock, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 100 |
Total Units Section 8 | 69 |
% Rentals under Section 8 | 1.5% |
% Occupied Section 8 | 82.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $700 | $1,150 | $1,850 |
| 2 Bedroom | $630 | $1,550 | $2,180 |
| 3 Bedroom | $680 | $2,100 | $2,780 |
| 4 Bedroom | $670 | $2,550 | $3,220 |
Affordability — Round Rock, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $482,000 |
| Median Household Income | $136,000 |