Giddings, TX—78942
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Giddings, TX
Giddings, TX lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $300,000 | 0.4% |
| Single Family | $299,000 | -0.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $290,000 | -0.7% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Giddings, TX
As of July '25, Rentcast reports the average rent in Giddings, TX is $1,190, with a year-over-year rent change of -7.8%. Per bedroom, the median rent as of July '25 in Giddings, TX is 1-bedrooms: $895, 2-bedrooms: $1,040, 3-bedrooms: $1,800, 4-bedrooms: $1,920. The most common rental property sizes in Giddings, TX are 2-bedroom and 3-bedroom, accounting for 39.1% and 39.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $920 | $1,190 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $895 | $895 |
| 2 Bed Rent | $920 | $1,040 |
| 3 Bed Rent | $1,800 | $1,800 |
| 4 Bed Rent | $1,920 | $1,920 |
% of Rental Stock
Property Listings — Giddings, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Giddings, TX is 84. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $333,000 | 5.0% |
Listing Count | 36 | 27.0% |
| Listings as % of Homes | 0.4% | 27.0% |
Days on Market | 84 | 16.0% |
Demographics — Giddings, TX
As of the latest ACS Survey released in 2023, Giddings, TX has a population of 9,860, which has increased by 14.2% over the past 5 years. Giddings, TX is a moderately popular place for families, as children make up 20.9% of the population. The area has a poorly educated workforce, with 20.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,860 | 14.2% |
% Under 18 | 20.9% | -16.4% |
% Seniors | 19.0% | 12.4% |
% WFH | 9.1% | 35.8% |
% w/ College Degree | 20.9% | 37.5% |
As of the latest ACS Survey released in 2023, Giddings, TX is a predominantly white area, with 50.8% of the population identifying as white. The white population has grown by 2.0% in the last 5 years. The second most common race or ethnicity in Giddings, TX is hispanic, making up 33.8% of the population. Foreign-born residents account for 9.5% of the population in Giddings, TX, and this percentage has decreased by 17.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 50.8% | 2.0% |
% Black | 12.4% | -12.1% |
% Hispanic | 33.8% | 0.6% |
% Asian | 0.1% | -93.3% |
% Foreign Born | 9.5% | -17.4% |
Mortgage and Risk — Giddings, TX
According to HUD data as of 2023, there were 92 mortgage originations in Giddings, TX, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 83.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Giddings, TX. Investor activity is low, as 3.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 92 |
% Conventional Loans | 67.0% |
% Government Loans | 33.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Giddings, TX
As of 2024, the percent of homes in Giddings, TX under the Section 8 program is 1.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Giddings, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 10 |
Total Units Section 8 | 10 |
% Rentals under Section 8 | 1.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $585 | $895 | $1,480 |
| 2 Bedroom | $820 | $920 | $1,740 |
| 3 Bedroom | $430 | $1,800 | $2,230 |
| 4 Bedroom | $640 | $1,920 | $2,560 |
Affordability — Giddings, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.8 |
| Median Home Price | $300,000 |
| Median Household Income | $60,100 |