Borger, TX—79007
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Borger, TX
As of Oct '25, the median home price in Borger, TX is $99,000, with a year-over-year change of -4.9%. This indicates that home prices in Borger, TX are decreasing. According to Zillow, the 1-year price projection is -2.5%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $99,000 | -4.9% |
| Single Family | $99,000 | -5.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $70,000 | -4.1% |
3 Bed | $142,000 | 2.2% |
4 Bed | $224,000 | 2.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Borger, TX
As of July '25, Rentcast reports the average rent in Borger, TX is $881, with a year-over-year rent change of 10.0%. Per bedroom, the median rent as of July '25 in Borger, TX is studios: $625, 1-bedrooms: $768, 2-bedrooms: $861, 3-bedrooms: $979. The most common rental property sizes in Borger, TX are 3-bedroom and 2-bedroom, accounting for 36.5% and 29.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $800 | $881 |
| Studio Rent | $625 | $625 |
| 1 Bed Rent | $700 | $768 |
| 2 Bed Rent | $900 | $861 |
| 3 Bed Rent | $950 | $979 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Borger, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Borger, TX is 69. This is a increase of 40.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $150,000 | 17.0% |
Listing Count | 71 | 0.0% |
| Listings as % of Homes | 0.9% | 0.0% |
Days on Market | 69 | 40.0% |
Demographics — Borger, TX
As of the latest ACS Survey released in 2023, Borger, TX has a population of 13,900, which has decreased by -3.6% over the past 5 years. Borger, TX is a popular place for families, as children make up 25.5% of the population. The area has a poorly educated workforce, with 17.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 13,900 | -3.6% |
% Under 18 | 25.5% | -3.0% |
% Seniors | 15.3% | 12.5% |
% WFH | 3.4% | 126.7% |
% w/ College Degree | 17.0% | 10.4% |
As of the latest ACS Survey released in 2023, Borger, TX is a predominantly white area, with 60.7% of the population identifying as white. The white population has shrunk by 9.4% in the last 5 years. The second most common race or ethnicity in Borger, TX is hispanic, making up 31.8% of the population. Foreign-born residents account for 7.4% of the population in Borger, TX, and this percentage has increased by 34.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 60.7% | -9.4% |
% Black | 2.7% | -12.9% |
% Hispanic | 31.8% | 21.4% |
% Asian | 0.9% | 125.0% |
% Foreign Born | 7.4% | 34.5% |
Mortgage and Risk — Borger, TX
According to HUD data as of 2023, there were 152 mortgage originations in Borger, TX, of which 54.0% of loans were conventional mortgages. The average loan-to-value was 84.0%, with 57.0% above 90% LTV (very high). This implies large mortgage risk in Borger, TX. Investor activity is low, as 3.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 152 |
% Conventional Loans | 54.0% |
% Government Loans | 46.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Borger, TX
Borger, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 256 |
Total Units Section 8 | 58 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 79.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $30 | $700 | $730 |
| 2 Bedroom | $60 | $900 | $960 |
| 3 Bedroom | $400 | $950 | $1,350 |
| 4 Bedroom | N/A | N/A | $1,610 |
Affordability — Borger, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.7 |
| Median Home Price | $99,000 |
| Median Household Income | $61,700 |