Louisville, CO—80027
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Louisville, CO
As of Oct '25, the median home price in Louisville, CO is $813,000, with a year-over-year change of -2.6%. This indicates that home prices in Louisville, CO are decreasing. According to Zillow, the 1-year price projection is -0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $813,000 | -2.6% |
| Single Family | $841,000 | -2.4% |
| Condos | $411,000 | -4.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $317,000 | -4.5% |
2 Bed | $505,000 | -4.7% |
3 Bed | $754,000 | -2.6% |
4 Bed | $914,000 | -2.2% |
| 5 Bed | $1,141,000 | -2.0% |
% of Housing Stock
Rental Trends — Louisville, CO
As of July '25, Rentcast reports the average rent in Louisville, CO is $3,080, with a year-over-year rent change of 11.2%. Per bedroom, the median rent as of July '25 in Louisville, CO is studios: $1,710, 1-bedrooms: $1,740, 2-bedrooms: $2,540, 3-bedrooms: $3,360, 4-bedrooms: $3,760. The most common rental property sizes in Louisville, CO are 2-bedroom and 1-bedroom, accounting for 41.5% and 28.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,000 | $3,080 |
| Studio Rent | $1,710 | $1,710 |
| 1 Bed Rent | $1,750 | $1,740 |
| 2 Bed Rent | $2,200 | $2,540 |
| 3 Bed Rent | $3,140 | $3,360 |
| 4 Bed Rent | $3,550 | $3,760 |
% of Rental Stock
Property Listings — Louisville, CO
As of Oct '25, Realtor.com reports that the median days on market for a home in Louisville, CO is 63. This is a increase of 28.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $886,000 | -2.0% |
Listing Count | 175 | 4.0% |
| Listings as % of Homes | 0.5% | 4.0% |
Days on Market | 63 | 28.0% |
Demographics — Louisville, CO
As of the latest ACS Survey released in 2023, Louisville, CO has a population of 34,000, which has remained stable by 0.5% over the past 5 years. Louisville, CO is a popular place for families, as children make up 26.0% of the population. The area has a highly educated workforce, with 71.5% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 34.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 34,000 | 0.5% |
% Under 18 | 26.0% | 4.8% |
% Seniors | 12.9% | 19.4% |
% WFH | 34.6% | 179.0% |
% w/ College Degree | 71.5% | -1.8% |
As of the latest ACS Survey released in 2023, Louisville, CO is a predominantly white area, with 75.2% of the population identifying as white. The white population has shrunk by 6.5% in the last 5 years. The second most common race or ethnicity in Louisville, CO is hispanic, making up 9.8% of the population. Foreign-born residents account for 12.1% of the population in Louisville, CO, and this percentage has decreased by 9.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 75.2% | -6.5% |
% Black | 0.9% | 28.6% |
% Hispanic | 9.8% | 48.5% |
% Asian | 9.4% | -8.7% |
% Foreign Born | 12.1% | -9.0% |
Mortgage and Risk — Louisville, CO
According to HUD data as of 2023, there were 735 mortgage originations in Louisville, CO, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 8.0% above 90% LTV (normal). This implies small mortgage risk in Louisville, CO. Investor activity is low, as 4.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 735 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 4.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Louisville, CO
As of 2024, the percent of homes in Louisville, CO under the Section 8 program is 4.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Louisville, CO, because HUD payments exceed market rent, while 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 206 |
Total Units Section 8 | 206 |
% Rentals under Section 8 | 4.8% |
% Occupied Section 8 | 91.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $220 | $1,750 | $1,970 |
| 2 Bedroom | $180 | $2,200 | $2,380 |
| 3 Bedroom | -$10 | $3,140 | $3,130 |
| 4 Bedroom | $20 | $3,550 | $3,570 |
Affordability — Louisville, CO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.5 |
| Median Home Price | $813,000 |
| Median Household Income | $153,000 |