Lone Tree, CO—80124
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lone Tree, CO
As of Oct '25, the median home price in Lone Tree, CO is $783,000, with a year-over-year change of -2.9%. This indicates that home prices in Lone Tree, CO are decreasing. According to Zillow, the 1-year price projection is -1.3%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $783,000 | -2.9% |
| Single Family | $800,000 | -3.0% |
| Condos | $583,000 | -0.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $583,000 | -1.7% |
3 Bed | $656,000 | -2.8% |
4 Bed | $814,000 | -3.0% |
| 5 Bed | $1,142,000 | -2.5% |
% of Housing Stock
Rental Trends — Lone Tree, CO
As of July '25, Rentcast reports the average rent in Lone Tree, CO is $2,940, with a year-over-year rent change of 22.5%. Per bedroom, the median rent as of July '25 in Lone Tree, CO is studios: $2,480, 1-bedrooms: $1,710, 2-bedrooms: $2,600, 3-bedrooms: $3,300, 4-bedrooms: $4,020. The most common rental property sizes in Lone Tree, CO are 1-bedroom and 2-bedroom, accounting for 45.1% and 32.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,000 | $2,940 |
| Studio Rent | $1,650 | $2,480 |
| 1 Bed Rent | $1,680 | $1,710 |
| 2 Bed Rent | $2,650 | $2,600 |
| 3 Bed Rent | $3,100 | $3,300 |
| 4 Bed Rent | $3,950 | $4,020 |
% of Rental Stock
Property Listings — Lone Tree, CO
As of Oct '25, Realtor.com reports that the median days on market for a home in Lone Tree, CO is 51. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 39.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $852,000 | -5.0% |
Listing Count | 97 | 19.0% |
| Listings as % of Homes | 0.3% | 19.0% |
Days on Market | 51 | 16.0% |
Demographics — Lone Tree, CO
As of the latest ACS Survey released in 2023, Lone Tree, CO has a population of 22,500, which has increased by 5.1% over the past 5 years. Lone Tree, CO is a moderately popular place for families, as children make up 19.3% of the population. The area has a highly educated workforce, with 66.5% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 28.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 22,500 | 5.1% |
% Under 18 | 19.3% | -13.8% |
% Seniors | 15.1% | 36.0% |
% WFH | 28.6% | 172.4% |
% w/ College Degree | 66.5% | 1.2% |
As of the latest ACS Survey released in 2023, Lone Tree, CO is a predominantly white area, with 72.4% of the population identifying as white. The white population has shrunk by 6.0% in the last 5 years. The second most common race or ethnicity in Lone Tree, CO is asian, making up 13.5% of the population. Foreign-born residents account for 15.4% of the population in Lone Tree, CO, and this percentage has increased by 13.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 72.4% | -6.0% |
% Black | 3.8% | 65.2% |
% Hispanic | 5.7% | -24.0% |
% Asian | 13.5% | 36.4% |
% Foreign Born | 15.4% | 13.2% |
Mortgage and Risk — Lone Tree, CO
According to HUD data as of 2023, there were 220 mortgage originations in Lone Tree, CO, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 48.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Lone Tree, CO. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 220 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Lone Tree, CO
As of 2024, the percent of homes in Lone Tree, CO under the Section 8 program is 0.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Lone Tree, CO, because HUD payments exceed market rent, while 2-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 0.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $370 | $1,680 | $2,050 |
| 2 Bedroom | -$200 | $2,650 | $2,450 |
| 3 Bedroom | $100 | $3,100 | $3,200 |
| 4 Bedroom | -$370 | $3,950 | $3,580 |
Affordability — Lone Tree, CO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.3 |
| Median Home Price | $783,000 |
| Median Household Income | $127,000 |