Highlands Ranch, CO80130

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$679,000
2.6% YoY Growth
Median Household Income
$155,000
28.0% 5-Year Growth
Days on Market
54
12.0% Longer than last year
Home Price Forecast
-1.2%
Median Rent
$3,200
3.0% YoY Growth
1-Bed Rent
$1,640
48.8% YoY Growth
2-Bed Rent
$3,000
14.5% YoY Growth
3-Bed Rent
$2,900
1.6% YoY Growth

Other Zip Codes in Highlands Ranch, CO

Property Listings — Highlands Ranch, CO

As of Oct '25, Realtor.com reports that the median days on market for a home in Highlands Ranch, CO is 54. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 52.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$675,0000.0%
Listing Count
92-1.0%
Listings as % of Homes0.4%-1.0%
Days on Market
5412.0%
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Demographics — Highlands Ranch, CO

As of the latest ACS Survey released in 2023, Highlands Ranch, CO has a population of 25,300, which has decreased by -12.6% over the past 5 years. Highlands Ranch, CO is a moderately popular place for families, as children make up 24.5% of the population. The area has a highly educated workforce, with 67.3% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 29.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
25,300-12.6%
% Under 18
24.5%-16.9%
% Seniors
12.6%34.0%
% WFH
29.2%139.3%
% w/ College Degree
67.3%4.8%
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As of the latest ACS Survey released in 2023, Highlands Ranch, CO is a predominantly white area, with 74.9% of the population identifying as white. The white population has shrunk by 5.2% in the last 5 years. The second most common race or ethnicity in Highlands Ranch, CO is hispanic, making up 9.8% of the population. Foreign-born residents account for 10.6% of the population in Highlands Ranch, CO, and this percentage has increased by 8.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
74.9%-5.2%
% Black
1.2%0.0%
% Hispanic
9.8%15.3%
% Asian
8.3%3.8%
% Foreign Born
10.6%8.2%
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Mortgage and Risk — Highlands Ranch, CO

According to HUD data as of 2023, there were 161 mortgage originations in Highlands Ranch, CO, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Highlands Ranch, CO. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
161
% Conventional Loans
89.0%
% Government Loans
11.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Highlands Ranch, CO

As of 2024, the percent of homes in Highlands Ranch, CO under the Section 8 program is 0.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Highlands Ranch, CO, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
3
Total Units Section 8
3
% Rentals under Section 8
0.0%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$980$1,640$2,620
2 Bedroom$140$3,000$3,140
3 Bedroom$1,200$2,900$4,100
4 Bedroom$1,190$3,400$4,590

Affordability — Highlands Ranch, CO

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.4
Median Home Price$679,000
Median Household Income$155,000

Highlands Ranch, CO — ZIP Code Boundary Map

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Frequently Asked Questions