Boulder, CO80302

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,093,000
2.8% YoY Growth
Median Household Income
$60,600
21.2% 5-Year Growth
Days on Market
82
12.0% Longer than last year
Home Price Forecast
-0.6%
Median Rent
$2,150
1.8% YoY Growth
1-Bed Rent
$1,800
2.5% YoY Growth
2-Bed Rent
$2,500
15.5% YoY Growth
3-Bed Rent
$3,600
2.4% YoY Growth

Other Zip Codes in Boulder, CO

Property Listings — Boulder, CO

As of Oct '25, Realtor.com reports that the median days on market for a home in Boulder, CO is 82. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,270,000-15.0%
Listing Count
191-1.0%
Listings as % of Homes0.4%-1.0%
Days on Market
8212.0%
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Demographics — Boulder, CO

As of the latest ACS Survey released in 2023, Boulder, CO has a population of 29,800, which has increased by 2.2% over the past 5 years. Boulder, CO is a less popular place for families, as children make up 6.9% of the population. The area has a highly educated workforce, with 75.2% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 27.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
29,8002.2%
% Under 18
6.9%4.5%
% Seniors
13.3%26.7%
% WFH
27.5%175.0%
% w/ College Degree
75.2%-1.7%
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As of the latest ACS Survey released in 2023, Boulder, CO is a predominantly white area, with 82.6% of the population identifying as white. The white population has shrunk by 1.0% in the last 5 years. The second most common race or ethnicity in Boulder, CO is hispanic, making up 7.1% of the population. Foreign-born residents account for 8.7% of the population in Boulder, CO, and this percentage has decreased by 14.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
82.6%-1.0%
% Black
1.4%-12.5%
% Hispanic
7.1%-9.0%
% Asian
4.9%6.5%
% Foreign Born
8.7%-14.7%
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Mortgage and Risk — Boulder, CO

According to HUD data as of 2023, there were 389 mortgage originations in Boulder, CO, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 48.0%, with 5.0% above 90% LTV (normal). This implies small mortgage risk in Boulder, CO. Investor activity is low, as 5.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
389
% Conventional Loans
95.0%
% Government Loans
5.0%
% Investor Loans
5.0%
% Second Loans
7.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Boulder, CO

As of 2024, the percent of homes in Boulder, CO under the Section 8 program is 4.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Boulder, CO, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
364
Total Units Section 8
350
% Rentals under Section 8
4.8%
% Occupied Section 8
88.3%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$60$1,800$1,740
2 Bedroom-$390$2,500$2,110
3 Bedroom-$830$3,600$2,770
4 Bedroom-$1,330$4,500$3,170

Affordability — Boulder, CO

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio19.3
Median Home Price$1,093,000
Median Household Income$60,600

Boulder, CO — ZIP Code Boundary Map

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Frequently Asked Questions