Boulder, CO80303

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$813,000
4.0% YoY Growth
Median Household Income
$77,300
26.5% 5-Year Growth
Days on Market
72
12.0% Longer than last year
Home Price Forecast
-0.8%
Median Rent
$2,400
3.4% YoY Growth
1-Bed Rent
$1,680
7.7% YoY Growth
2-Bed Rent
$2,400
1.2% YoY Growth
3-Bed Rent
$3,000
3.7% YoY Growth

Other Zip Codes in Boulder, CO

Property Listings — Boulder, CO

As of Oct '25, Realtor.com reports that the median days on market for a home in Boulder, CO is 72. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$845,00012.0%
Listing Count
107-10.0%
Listings as % of Homes0.3%-10.0%
Days on Market
7212.0%
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Demographics — Boulder, CO

As of the latest ACS Survey released in 2023, Boulder, CO has a population of 24,900, which has increased by 1.2% over the past 5 years. Boulder, CO is a less popular place for families, as children make up 11.1% of the population. The area has a highly educated workforce, with 78.9% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 28.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
24,9001.2%
% Under 18
11.1%-3.5%
% Seniors
15.8%-0.6%
% WFH
28.3%191.8%
% w/ College Degree
78.9%11.4%
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As of the latest ACS Survey released in 2023, Boulder, CO is a predominantly white area, with 79.0% of the population identifying as white. The white population has shrunk by 1.6% in the last 5 years. The second most common race or ethnicity in Boulder, CO is hispanic, making up 8.4% of the population. Foreign-born residents account for 10.8% of the population in Boulder, CO, and this percentage has decreased by 11.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
79.0%-1.6%
% Black
0.9%-18.2%
% Hispanic
8.4%0.0%
% Asian
6.8%17.2%
% Foreign Born
10.8%-11.5%
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Mortgage and Risk — Boulder, CO

According to HUD data as of 2023, there were 240 mortgage originations in Boulder, CO, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 46.0%, with 4.0% above 90% LTV (normal). This implies small mortgage risk in Boulder, CO. Investor activity is low, as 7.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
240
% Conventional Loans
99.0%
% Government Loans
1.0%
% Investor Loans
7.0%
% Second Loans
3.0%
% Cash Out Refinance
6.0%

Loan Activity

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Rentals and Section 8 — Boulder, CO

As of 2024, the percent of homes in Boulder, CO under the Section 8 program is 4.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Boulder, CO, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
257
Total Units Section 8
257
% Rentals under Section 8
4.2%
% Occupied Section 8
87.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$90$1,680$1,770
2 Bedroom-$260$2,400$2,140
3 Bedroom-$190$3,000$2,810
4 Bedroom-$790$4,000$3,210

Affordability — Boulder, CO

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio11.2
Median Home Price$813,000
Median Household Income$77,300

Boulder, CO — ZIP Code Boundary Map

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Frequently Asked Questions