Breckenridge, CO—80424
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Breckenridge, CO
As of Oct '25, the median home price in Breckenridge, CO is $1,166,000, with a year-over-year change of -2.3%. This indicates that home prices in Breckenridge, CO are decreasing. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,166,000 | -2.3% |
| Single Family | $1,616,000 | -2.2% |
| Condos | $797,000 | -3.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $600,000 | -4.6% |
2 Bed | $939,000 | -2.7% |
3 Bed | $1,371,000 | -1.8% |
4 Bed | $2,163,000 | -1.3% |
| 5 Bed | $3,597,000 | 0.7% |
% of Housing Stock
Rental Trends — Breckenridge, CO
As of July '25, Rentcast reports the average rent in Breckenridge, CO is $4,050, with a year-over-year rent change of -3.8%. Per bedroom, the median rent as of July '25 in Breckenridge, CO is studios: $1,940, 1-bedrooms: $2,170, 2-bedrooms: $3,540, 3-bedrooms: $4,530, 4-bedrooms: $5,770. The most common rental property sizes in Breckenridge, CO are 2-bedroom and studio, accounting for 42.9% and 19.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,500 | $4,050 |
| Studio Rent | $1,900 | $1,940 |
| 1 Bed Rent | $2,000 | $2,170 |
| 2 Bed Rent | $3,300 | $3,540 |
| 3 Bed Rent | $4,000 | $4,530 |
| 4 Bed Rent | $4,500 | $5,770 |
% of Rental Stock
Property Listings — Breckenridge, CO
As of Oct '25, Realtor.com reports that the median days on market for a home in Breckenridge, CO is 110. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,530,000 | -19.0% |
Listing Count | 321 | 16.0% |
| Listings as % of Homes | 1.4% | 16.0% |
Days on Market | 110 | 7.0% |
Demographics — Breckenridge, CO
As of the latest ACS Survey released in 2023, Breckenridge, CO has a population of 10,000, which has remained stable by -0.8% over the past 5 years. Breckenridge, CO is a moderately popular place for families, as children make up 15.3% of the population. The area has a highly educated workforce, with 54.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,000 | -0.8% |
% Under 18 | 15.3% | 41.7% |
% Seniors | 17.1% | 98.8% |
% WFH | 18.9% | 98.9% |
% w/ College Degree | 54.8% | 2.8% |
As of the latest ACS Survey released in 2023, Breckenridge, CO is a predominantly white area, with 82.3% of the population identifying as white. The white population has shrunk by 13.9% in the last 5 years. The second most common race or ethnicity in Breckenridge, CO is hispanic, making up 7.2% of the population. Foreign-born residents account for 5.2% of the population in Breckenridge, CO, and this percentage has increased by 10.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.3% | -13.9% |
% Black | 0.1% | 0.0% |
% Hispanic | 7.2% | 105.7% |
% Asian | 2.8% | 1,300.0% |
% Foreign Born | 5.2% | 10.6% |
Mortgage and Risk — Breckenridge, CO
According to HUD data as of 2023, there were 331 mortgage originations in Breckenridge, CO, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 6.0% above 90% LTV (normal). This implies small mortgage risk in Breckenridge, CO. Investor activity is low, as 8.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 331 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 8.0% |
% Second Loans | 42.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Breckenridge, CO
Breckenridge, CO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 7 |
Total Units Section 8 | 7 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $50 | $2,000 | $2,050 |
| 2 Bedroom | -$610 | $3,300 | $2,690 |
| 3 Bedroom | -$330 | $4,000 | $3,670 |
| 4 Bedroom | -$560 | $4,500 | $3,940 |
Affordability — Breckenridge, CO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 11.5 |
| Median Home Price | $1,166,000 |
| Median Household Income | $109,000 |