Keystone, CO—80435
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Keystone, CO
As of Oct '25, the median home price in Keystone, CO is $831,000, with a year-over-year change of -5.5%. This indicates that home prices in Keystone, CO are decreasing. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $831,000 | -5.5% |
| Single Family | $1,253,000 | -5.0% |
| Condos | $681,000 | -6.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $512,000 | -6.4% |
2 Bed | $781,000 | -6.1% |
3 Bed | $1,095,000 | -5.4% |
4 Bed | $1,683,000 | -3.9% |
| 5 Bed | $2,236,000 | -4.1% |
% of Housing Stock
Rental Trends — Keystone, CO
As of July '25, Rentcast reports the average rent in Keystone, CO is $3,000, with a year-over-year rent change of -5.7%. Per bedroom, the median rent as of July '25 in Keystone, CO is studios: $2,100, 1-bedrooms: $2,290, 2-bedrooms: $3,190, 3-bedrooms: $4,220, 4-bedrooms: $4,780. The most common rental property sizes in Keystone, CO are 1-bedroom and 2-bedroom, accounting for 43.0% and 36.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,650 | $3,000 |
| Studio Rent | $1,950 | $2,100 |
| 1 Bed Rent | $2,300 | $2,290 |
| 2 Bed Rent | $2,900 | $3,190 |
| 3 Bed Rent | $3,900 | $4,220 |
| 4 Bed Rent | $5,000 | $4,780 |
% of Rental Stock
Property Listings — Keystone, CO
As of Oct '25, Realtor.com reports that the median days on market for a home in Keystone, CO is 104. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $876,000 | -12.0% |
Listing Count | 341 | 0.0% |
| Listings as % of Homes | 2.4% | 0.0% |
Days on Market | 104 | 20.0% |
Demographics — Keystone, CO
As of the latest ACS Survey released in 2023, Keystone, CO has a population of 8,450, which has increased by 11.7% over the past 5 years. Keystone, CO is a moderately popular place for families, as children make up 23.3% of the population. The area has a highly educated workforce, with 53.4% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 25.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,450 | 11.7% |
% Under 18 | 23.3% | 2.2% |
% Seniors | 9.2% | 8.2% |
% WFH | 25.2% | 240.5% |
% w/ College Degree | 53.4% | 11.7% |
As of the latest ACS Survey released in 2023, Keystone, CO is a predominantly white area, with 63.9% of the population identifying as white. The white population has grown by 0.8% in the last 5 years. The second most common race or ethnicity in Keystone, CO is hispanic, making up 32.1% of the population. Foreign-born residents account for 9.6% of the population in Keystone, CO, and this percentage has decreased by 48.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 63.9% | 0.8% |
% Black | 1.1% | 83.3% |
% Hispanic | 32.1% | 3.5% |
% Asian | 1.1% | 120.0% |
% Foreign Born | 9.6% | -48.7% |
Mortgage and Risk — Keystone, CO
According to HUD data as of 2023, there were 266 mortgage originations in Keystone, CO, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Keystone, CO. Investor activity is low, as 8.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 266 |
% Conventional Loans | 99.0% |
% Government Loans | 1.0% |
% Investor Loans | 8.0% |
% Second Loans | 41.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Keystone, CO
Keystone, CO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$770 | $2,300 | $1,530 |
| 2 Bedroom | -$900 | $2,900 | $2,000 |
| 3 Bedroom | -$1,080 | $3,900 | $2,820 |
| 4 Bedroom | -$1,710 | $5,000 | $3,290 |
Affordability — Keystone, CO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 10.5 |
| Median Home Price | $831,000 |
| Median Household Income | $86,000 |