Silver Plume—80444
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Silver Plume
As of Oct '25, the median home price in Silver Plume is $482,000, with a year-over-year change of -1.6%. This indicates that home prices in Silver Plume are decreasing. According to Zillow, the 1-year price projection is -0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $482,000 | -1.6% |
| Single Family | $551,000 | -2.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $399,000 | -0.2% |
3 Bed | $575,000 | -2.4% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Silver Plume
As of July '25, Rentcast reports the average rent in Silver Plume is $2,060, with a year-over-year rent change of 7.3%. Per bedroom, the median rent as of July '25 in Silver Plume is 1-bedrooms: $1,500, 2-bedrooms: $2,720, 3-bedrooms: $3,050. The most common rental property sizes in Silver Plume are 2-bedroom and 1-bedroom, accounting for 54.2% and 37.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,710 | $2,060 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,450 | $1,500 |
| 2 Bed Rent | $2,700 | $2,720 |
| 3 Bed Rent | $2,900 | $3,050 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Silver Plume
As of Oct '25, Realtor.com reports that the median days on market for a home in Silver Plume is 175. This is a increase of 233.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $349,000 | -43.0% |
Listing Count | 38 | 140.0% |
| Listings as % of Homes | 0.7% | 140.0% |
Days on Market | 175 | 233.0% |
Demographics — Silver Plume
As of the latest ACS Survey released in 2023, Silver Plume has a population of 1,080, which has decreased by -12.2% over the past 5 years. Silver Plume is a less popular place for families, as children make up 7.0% of the population. The area has a highly educated workforce, with 45.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,080 | -12.2% |
% Under 18 | 7.0% | -42.1% |
% Seniors | 20.7% | 20.3% |
% WFH | 11.1% | 58.6% |
% w/ College Degree | 45.3% | 20.8% |
As of the latest ACS Survey released in 2023, Silver Plume is a predominantly white area, with 86.2% of the population identifying as white. The white population has shrunk by 2.7% in the last 5 years. The second most common race or ethnicity in Silver Plume is hispanic, making up 6.6% of the population. Foreign-born residents account for 3.5% of the population in Silver Plume, and this percentage has decreased by 30.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.2% | -2.7% |
% Black | 0.4% | 0.0% |
% Hispanic | 6.6% | 13.8% |
% Asian | 1.0% | 0.0% |
% Foreign Born | 3.5% | -30.0% |
Mortgage and Risk — Silver Plume
According to HUD data as of 2023, there were 55 mortgage originations in Silver Plume, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Silver Plume. Investor activity is low, as 4.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 55 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 4.0% |
% Second Loans | 13.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Silver Plume
Silver Plume lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 1.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $210 | $1,450 | $1,660 |
| 2 Bedroom | -$710 | $2,700 | $1,990 |
| 3 Bedroom | -$310 | $2,900 | $2,590 |
| 4 Bedroom | N/A | N/A | $2,910 |
Affordability — Silver Plume
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.3 |
| Median Home Price | $482,000 |
| Median Household Income | $75,800 |