Oak Creek, CO—80467
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Oak Creek, CO
As of Oct '25, the median home price in Oak Creek, CO is $676,000, with a year-over-year change of 2.4%. This indicates that home prices in Oak Creek, CO are increasing. According to Zillow, the 1-year price projection is 4.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $676,000 | 2.4% |
| Single Family | $707,000 | 1.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $356,000 | 9.5% |
2 Bed | $432,000 | 7.2% |
3 Bed | $681,000 | 2.4% |
4 Bed | $1,068,000 | 2.4% |
| 5 Bed | $1,587,000 | 0.9% |
% of Housing Stock
Rental Trends — Oak Creek, CO
As of July '25, Rentcast reports the average rent in Oak Creek, CO is $4,750, with a year-over-year rent change of 58.3%. Per bedroom, the median rent as of July '25 in Oak Creek, CO is 4-bedrooms: $4,750. The most common rental property sizes in Oak Creek, CO are 3-bedroom and 2-bedroom, accounting for 37.9% and 27.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $4,750 | $4,750 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $4,750 | $4,750 |
% of Rental Stock
Property Listings — Oak Creek, CO
As of Oct '25, Realtor.com reports that the median days on market for a home in Oak Creek, CO is 99. This is a increase of 50.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $894,000 | -23.0% |
Listing Count | 37 | 75.0% |
| Listings as % of Homes | 1.1% | 75.0% |
Days on Market | 99 | 50.0% |
Demographics — Oak Creek, CO
As of the latest ACS Survey released in 2023, Oak Creek, CO has a population of 2,410, which has increased by 12.4% over the past 5 years. Oak Creek, CO is a moderately popular place for families, as children make up 15.0% of the population. The area has a highly educated workforce, with 51.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,410 | 12.4% |
% Under 18 | 15.0% | -22.3% |
% Seniors | 16.4% | 31.2% |
% WFH | 16.1% | 235.4% |
% w/ College Degree | 51.4% | 27.2% |
As of the latest ACS Survey released in 2023, Oak Creek, CO is a predominantly white area, with 87.5% of the population identifying as white. The white population has shrunk by 2.0% in the last 5 years. The second most common race or ethnicity in Oak Creek, CO is hispanic, making up 6.0% of the population. Foreign-born residents account for 2.9% of the population in Oak Creek, CO, and this percentage has increased by 61.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.5% | -2.0% |
% Black | 0.7% | 16.7% |
% Hispanic | 6.0% | 30.4% |
% Asian | 0.3% | 0.0% |
% Foreign Born | 2.9% | 61.1% |
Mortgage and Risk — Oak Creek, CO
According to HUD data as of 2023, there were 97 mortgage originations in Oak Creek, CO, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Oak Creek, CO. Investor activity is low, as 1.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 97 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 1.0% |
% Second Loans | 14.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Oak Creek, CO
Oak Creek, CO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 11 |
Total Units Section 8 | 11 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,350 |
| 2 Bedroom | N/A | N/A | $1,770 |
| 3 Bedroom | N/A | N/A | $2,130 |
| 4 Bedroom | -$1,760 | $4,750 | $2,990 |
Affordability — Oak Creek, CO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.9 |
| Median Home Price | $676,000 |
| Median Household Income | $101,000 |