Silverthorne, CO—80498
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Silverthorne, CO
As of Oct '25, the median home price in Silverthorne, CO is $892,000, with a year-over-year change of -3.9%. This indicates that home prices in Silverthorne, CO are decreasing. According to Zillow, the 1-year price projection is -0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $892,000 | -3.9% |
| Single Family | $1,209,000 | -1.6% |
| Condos | $526,000 | -8.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $396,000 | -9.8% |
2 Bed | $569,000 | -8.2% |
3 Bed | $1,072,000 | -2.2% |
4 Bed | $1,824,000 | -0.5% |
| 5 Bed | $2,410,000 | -0.5% |
% of Housing Stock
Rental Trends — Silverthorne, CO
As of July '25, Rentcast reports the average rent in Silverthorne, CO is $3,630, with a year-over-year rent change of 3.7%. Per bedroom, the median rent as of July '25 in Silverthorne, CO is 1-bedrooms: $2,600, 2-bedrooms: $3,230, 3-bedrooms: $4,400, 4-bedrooms: $5,720. The most common rental property sizes in Silverthorne, CO are 2-bedroom and 1-bedroom, accounting for 44.7% and 25.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,300 | $3,630 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,400 | $2,600 |
| 2 Bed Rent | $3,200 | $3,230 |
| 3 Bed Rent | $4,500 | $4,400 |
| 4 Bed Rent | $5,400 | $5,720 |
% of Rental Stock
Property Listings — Silverthorne, CO
As of Oct '25, Realtor.com reports that the median days on market for a home in Silverthorne, CO is 116. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $999,000 | -9.0% |
Listing Count | 218 | 8.0% |
| Listings as % of Homes | 2.7% | 8.0% |
Days on Market | 116 | 25.0% |
Demographics — Silverthorne, CO
As of the latest ACS Survey released in 2023, Silverthorne, CO has a population of 9,190, which has increased by 16.2% over the past 5 years. Silverthorne, CO is a less popular place for families, as children make up 13.9% of the population. The area has a moderately educated workforce, with 43.7% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 25.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,190 | 16.2% |
% Under 18 | 13.9% | -19.2% |
% Seniors | 14.5% | -18.1% |
% WFH | 25.2% | 200.0% |
% w/ College Degree | 43.7% | -11.5% |
As of the latest ACS Survey released in 2023, Silverthorne, CO is a predominantly white area, with 74.9% of the population identifying as white. The white population has shrunk by 5.5% in the last 5 years. The second most common race or ethnicity in Silverthorne, CO is hispanic, making up 21.5% of the population. Foreign-born residents account for 12.2% of the population in Silverthorne, CO, and this percentage has decreased by 21.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 74.9% | -5.5% |
% Black | 0.1% | -96.4% |
% Hispanic | 21.5% | 27.2% |
% Asian | 1.0% | ∞% |
% Foreign Born | 12.2% | -21.8% |
Mortgage and Risk — Silverthorne, CO
According to HUD data as of 2023, there were 329 mortgage originations in Silverthorne, CO, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 11.0% above 90% LTV (elevated). This implies medium mortgage risk in Silverthorne, CO. Investor activity is low, as 2.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 329 |
% Conventional Loans | 94.0% |
% Government Loans | 6.0% |
% Investor Loans | 2.0% |
% Second Loans | 36.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Silverthorne, CO
Silverthorne, CO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$810 | $2,400 | $1,590 |
| 2 Bedroom | -$1,110 | $3,200 | $2,090 |
| 3 Bedroom | -$1,680 | $4,500 | $2,820 |
| 4 Bedroom | -$2,110 | $5,400 | $3,290 |
Affordability — Silverthorne, CO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 9.3 |
| Median Home Price | $892,000 |
| Median Household Income | $105,000 |