Longmont, CO80504

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$579,000
2.2% YoY Growth
Median Household Income
$110,000
20.4% 5-Year Growth
Days on Market
54
12.0% Longer than last year
Home Price Forecast
-1.1%
Median Rent
$2,240
10.0% YoY Growth
1-Bed Rent
$1,570
55.5% YoY Growth
2-Bed Rent
$1,750
8.8% YoY Growth
3-Bed Rent
$2,500
3.4% YoY Growth

Other Zip Codes in Longmont, CO

Property Listings — Longmont, CO

As of Oct '25, Realtor.com reports that the median days on market for a home in Longmont, CO is 54. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 42.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$586,000-3.0%
Listing Count
33421.0%
Listings as % of Homes0.8%21.0%
Days on Market
5412.0%
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Demographics — Longmont, CO

As of the latest ACS Survey released in 2023, Longmont, CO has a population of 61,300, which has increased by 13.5% over the past 5 years. Longmont, CO is a moderately popular place for families, as children make up 21.7% of the population. The area has a moderately educated workforce, with 42.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
61,30013.5%
% Under 18
21.7%-20.5%
% Seniors
16.4%40.2%
% WFH
19.1%85.4%
% w/ College Degree
42.7%4.4%
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As of the latest ACS Survey released in 2023, Longmont, CO is a predominantly white area, with 67.9% of the population identifying as white. The white population has shrunk by 5.4% in the last 5 years. The second most common race or ethnicity in Longmont, CO is hispanic, making up 23.8% of the population. Foreign-born residents account for 7.7% of the population in Longmont, CO, and this percentage has decreased by 2.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
67.9%-5.4%
% Black
0.8%60.0%
% Hispanic
23.8%10.7%
% Asian
3.0%3.4%
% Foreign Born
7.7%-2.5%
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Mortgage and Risk — Longmont, CO

According to HUD data as of 2023, there were 1631 mortgage originations in Longmont, CO, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Longmont, CO. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
1,631
% Conventional Loans
85.0%
% Government Loans
15.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Longmont, CO

As of 2024, the percent of homes in Longmont, CO under the Section 8 program is 7.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Longmont, CO, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
338
Total Units Section 8
338
% Rentals under Section 8
7.3%
% Occupied Section 8
87.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$80$1,570$1,650
2 Bedroom$290$1,750$2,040
3 Bedroom$260$2,500$2,760
4 Bedroom$60$3,100$3,160

Affordability — Longmont, CO

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.4
Median Home Price$579,000
Median Household Income$110,000

Longmont, CO — ZIP Code Boundary Map

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Frequently Asked Questions