Berthoud, CO—80513
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Berthoud, CO
As of Oct '25, the median home price in Berthoud, CO is $604,000, with a year-over-year change of -1.6%. This indicates that home prices in Berthoud, CO are decreasing. According to Zillow, the 1-year price projection is -0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $604,000 | -1.6% |
| Single Family | $607,000 | -1.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $432,000 | -2.0% |
3 Bed | $551,000 | -1.6% |
4 Bed | $652,000 | -1.8% |
| 5 Bed | $738,000 | -1.7% |
% of Housing Stock
Rental Trends — Berthoud, CO
As of July '25, Rentcast reports the average rent in Berthoud, CO is $2,570, with a year-over-year rent change of -7.2%. Per bedroom, the median rent as of July '25 in Berthoud, CO is studios: $1,300, 1-bedrooms: $1,250, 2-bedrooms: $1,690, 3-bedrooms: $2,600, 4-bedrooms: $3,220. The most common rental property sizes in Berthoud, CO are 2-bedroom and 3-bedroom, accounting for 61.2% and 17.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,550 | $2,570 |
| Studio Rent | $1,300 | $1,300 |
| 1 Bed Rent | $1,250 | $1,250 |
| 2 Bed Rent | $1,450 | $1,690 |
| 3 Bed Rent | $2,550 | $2,600 |
| 4 Bed Rent | $2,700 | $3,220 |
% of Rental Stock
Property Listings — Berthoud, CO
As of Oct '25, Realtor.com reports that the median days on market for a home in Berthoud, CO is 83. This is a increase of 22.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $841,000 | 15.0% |
Listing Count | 161 | -9.0% |
| Listings as % of Homes | 1.4% | -9.0% |
Days on Market | 83 | 22.0% |
Demographics — Berthoud, CO
As of the latest ACS Survey released in 2023, Berthoud, CO has a population of 17,000, which has increased by 35.1% over the past 5 years. Berthoud, CO is a moderately popular place for families, as children make up 21.9% of the population. The area has a moderately educated workforce, with 43.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 17,000 | 35.1% |
% Under 18 | 21.9% | 7.9% |
% Seniors | 17.0% | 17.2% |
% WFH | 17.1% | 25.7% |
% w/ College Degree | 43.9% | 23.0% |
As of the latest ACS Survey released in 2023, Berthoud, CO is a predominantly white area, with 86.2% of the population identifying as white. The white population has shrunk by 8.0% in the last 5 years. The second most common race or ethnicity in Berthoud, CO is hispanic, making up 10.2% of the population. Foreign-born residents account for 4.1% of the population in Berthoud, CO, and this percentage has increased by 41.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.2% | -8.0% |
% Black | 0.3% | 200.0% |
% Hispanic | 10.2% | 100.0% |
% Asian | 0.8% | 300.0% |
% Foreign Born | 4.1% | 41.4% |
Mortgage and Risk — Berthoud, CO
According to HUD data as of 2023, there were 722 mortgage originations in Berthoud, CO, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Berthoud, CO. Investor activity is low, as 1.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 722 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Berthoud, CO
As of 2024, the percent of homes in Berthoud, CO under the Section 8 program is 1.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Berthoud, CO, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 17 |
Total Units Section 8 | 17 |
% Rentals under Section 8 | 1.7% |
% Occupied Section 8 | 86.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $400 | $1,250 | $1,650 |
| 2 Bedroom | $550 | $1,450 | $2,000 |
| 3 Bedroom | $190 | $2,550 | $2,740 |
| 4 Bedroom | $360 | $2,700 | $3,060 |
Affordability — Berthoud, CO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.2 |
| Median Home Price | $604,000 |
| Median Household Income | $117,000 |