Estes Park, CO80517

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$679,000
1.8% YoY Growth
Median Household Income
$89,700
43.4% 5-Year Growth
Days on Market
97
40.0% Longer than last year
Home Price Forecast
-0.1%
Median Rent
$2,000
7.2% YoY Growth
1-Bed Rent
$1,600
10.1% YoY Growth
2-Bed Rent
$2,000
3.4% YoY Growth
3-Bed Rent
$2,500
0.0% YoY Growth

Property Listings — Estes Park, CO

As of Oct '25, Realtor.com reports that the median days on market for a home in Estes Park, CO is 97. This is a increase of 40.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$738,000-5.0%
Listing Count
18224.0%
Listings as % of Homes0.8%24.0%
Days on Market
9740.0%
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Demographics — Estes Park, CO

As of the latest ACS Survey released in 2023, Estes Park, CO has a population of 10,100, which has remained stable by 0.8% over the past 5 years. Estes Park, CO is a less popular place for families, as children make up 11.3% of the population. The area has a highly educated workforce, with 54.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
10,1000.8%
% Under 18
11.3%-5.8%
% Seniors
36.8%12.9%
% WFH
15.7%42.7%
% w/ College Degree
54.6%12.6%
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As of the latest ACS Survey released in 2023, Estes Park, CO is a predominantly white area, with 87.5% of the population identifying as white. The white population has shrunk by 2.5% in the last 5 years. The second most common race or ethnicity in Estes Park, CO is hispanic, making up 4.8% of the population. Foreign-born residents account for 4.8% of the population in Estes Park, CO, and this percentage has decreased by 40.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
87.5%-2.5%
% Black
0.5%150.0%
% Hispanic
4.8%-44.2%
% Asian
1.8%350.0%
% Foreign Born
4.8%-40.7%
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Mortgage and Risk — Estes Park, CO

According to HUD data as of 2023, there were 246 mortgage originations in Estes Park, CO, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 8.0% above 90% LTV (normal). This implies small mortgage risk in Estes Park, CO. Investor activity is low, as 2.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
246
% Conventional Loans
95.0%
% Government Loans
5.0%
% Investor Loans
2.0%
% Second Loans
22.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — Estes Park, CO

As of 2024, the percent of homes in Estes Park, CO under the Section 8 program is 2.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Estes Park, CO, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
29
Total Units Section 8
29
% Rentals under Section 8
2.8%
% Occupied Section 8
83.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$380$1,600$1,220
2 Bedroom-$510$2,000$1,490
3 Bedroom-$410$2,500$2,090
4 Bedroom-$600$2,900$2,300

Affordability — Estes Park, CO

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7.8
Median Home Price$679,000
Median Household Income$89,700

Estes Park, CO — ZIP Code Boundary Map

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Frequently Asked Questions