Fort Collins, CO—80526
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Fort Collins, CO
As of Oct '25, the median home price in Fort Collins, CO is $524,000, with a year-over-year change of -1.1%. This indicates that home prices in Fort Collins, CO are decreasing. According to Zillow, the 1-year price projection is -0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $524,000 | -1.1% |
| Single Family | $542,000 | -1.1% |
| Condos | $316,000 | -4.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $215,000 | -5.3% |
2 Bed | $336,000 | -4.3% |
3 Bed | $508,000 | -1.0% |
4 Bed | $585,000 | -0.8% |
| 5 Bed | $716,000 | -0.8% |
% of Housing Stock
Rental Trends — Fort Collins, CO
As of July '25, Rentcast reports the average rent in Fort Collins, CO is $1,910, with a year-over-year rent change of -9.5%. Per bedroom, the median rent as of July '25 in Fort Collins, CO is studios: $1,270, 1-bedrooms: $1,380, 2-bedrooms: $1,640, 3-bedrooms: $2,280, 4-bedrooms: $2,660. The most common rental property sizes in Fort Collins, CO are 2-bedroom and 3-bedroom, accounting for 44.4% and 29.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,700 | $1,910 |
| Studio Rent | $1,250 | $1,270 |
| 1 Bed Rent | $1,320 | $1,380 |
| 2 Bed Rent | $1,600 | $1,640 |
| 3 Bed Rent | $2,400 | $2,280 |
| 4 Bed Rent | $2,600 | $2,660 |
% of Rental Stock
Property Listings — Fort Collins, CO
As of Oct '25, Realtor.com reports that the median days on market for a home in Fort Collins, CO is 41. This is a increase of 19.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $506,000 | -4.0% |
Listing Count | 156 | 10.0% |
| Listings as % of Homes | 0.2% | 10.0% |
Days on Market | 41 | 19.0% |
Demographics — Fort Collins, CO
As of the latest ACS Survey released in 2023, Fort Collins, CO has a population of 44,400, which has decreased by -4.1% over the past 5 years. Fort Collins, CO is a moderately popular place for families, as children make up 18.7% of the population. The area has a highly educated workforce, with 56.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 44,400 | -4.1% |
% Under 18 | 18.7% | -7.4% |
% Seniors | 13.5% | 23.9% |
% WFH | 19.1% | 185.1% |
% w/ College Degree | 56.9% | 9.2% |
As of the latest ACS Survey released in 2023, Fort Collins, CO is a predominantly white area, with 80.5% of the population identifying as white. The white population has shrunk by 2.3% in the last 5 years. The second most common race or ethnicity in Fort Collins, CO is hispanic, making up 11.5% of the population. Foreign-born residents account for 4.7% of the population in Fort Collins, CO, and this percentage has decreased by 25.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 80.5% | -2.3% |
% Black | 0.9% | -30.8% |
% Hispanic | 11.5% | 10.6% |
% Asian | 2.1% | -34.4% |
% Foreign Born | 4.7% | -25.4% |
Mortgage and Risk — Fort Collins, CO
According to HUD data as of 2023, there were 702 mortgage originations in Fort Collins, CO, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Fort Collins, CO. Investor activity is low, as 4.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 702 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 4.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Fort Collins, CO
As of 2024, the percent of homes in Fort Collins, CO under the Section 8 program is 5.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Fort Collins, CO, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 747 |
Total Units Section 8 | 679 |
% Rentals under Section 8 | 5.8% |
% Occupied Section 8 | 86.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $50 | $1,320 | $1,370 |
| 2 Bedroom | $10 | $1,600 | $1,610 |
| 3 Bedroom | -$140 | $2,400 | $2,260 |
| 4 Bedroom | -$200 | $2,600 | $2,400 |
Affordability — Fort Collins, CO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.8 |
| Median Home Price | $524,000 |
| Median Household Income | $89,100 |