Fort Collins, CO—80528
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Fort Collins, CO
As of Oct '25, the median home price in Fort Collins, CO is $645,000, with a year-over-year change of -0.8%. This indicates that home prices in Fort Collins, CO are flat. According to Zillow, the 1-year price projection is -0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $645,000 | -0.8% |
| Single Family | $685,000 | -0.7% |
| Condos | $393,000 | -3.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $401,000 | -3.6% |
3 Bed | $552,000 | -1.3% |
4 Bed | $739,000 | -0.7% |
| 5 Bed | $909,000 | -0.4% |
% of Housing Stock
Rental Trends — Fort Collins, CO
As of July '25, Rentcast reports the average rent in Fort Collins, CO is $2,520, with a year-over-year rent change of -5.6%. Per bedroom, the median rent as of July '25 in Fort Collins, CO is 1-bedrooms: $1,710, 2-bedrooms: $2,080, 3-bedrooms: $2,700, 4-bedrooms: $3,220. The most common rental property sizes in Fort Collins, CO are 2-bedroom and 3-bedroom, accounting for 35.7% and 27.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,380 | $2,520 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,700 | $1,710 |
| 2 Bed Rent | $2,100 | $2,080 |
| 3 Bed Rent | $2,800 | $2,700 |
| 4 Bed Rent | $3,100 | $3,220 |
% of Rental Stock
Property Listings — Fort Collins, CO
As of Oct '25, Realtor.com reports that the median days on market for a home in Fort Collins, CO is 54. This is a increase of 18.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $697,000 | -2.0% |
Listing Count | 125 | 7.0% |
| Listings as % of Homes | 0.7% | 7.0% |
Days on Market | 54 | 18.0% |
Demographics — Fort Collins, CO
As of the latest ACS Survey released in 2023, Fort Collins, CO has a population of 24,200, which has increased by 14.0% over the past 5 years. Fort Collins, CO is a popular place for families, as children make up 28.0% of the population. The area has a highly educated workforce, with 63.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 24.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 24,200 | 14.0% |
% Under 18 | 28.0% | -10.0% |
% Seniors | 12.4% | 26.5% |
% WFH | 24.2% | 135.0% |
% w/ College Degree | 63.3% | 3.1% |
As of the latest ACS Survey released in 2023, Fort Collins, CO is a predominantly white area, with 73.1% of the population identifying as white. The white population has shrunk by 8.5% in the last 5 years. The second most common race or ethnicity in Fort Collins, CO is hispanic, making up 15.1% of the population. Foreign-born residents account for 10.4% of the population in Fort Collins, CO, and this percentage has increased by 10.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 73.1% | -8.5% |
% Black | 1.8% | 200.0% |
% Hispanic | 15.1% | 30.2% |
% Asian | 6.0% | 15.4% |
% Foreign Born | 10.4% | 10.6% |
Mortgage and Risk — Fort Collins, CO
According to HUD data as of 2023, there were 357 mortgage originations in Fort Collins, CO, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Fort Collins, CO. Investor activity is low, as 1.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 357 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Fort Collins, CO
As of 2024, the percent of homes in Fort Collins, CO under the Section 8 program is 2.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Fort Collins, CO, because HUD payments exceed market rent, while 2-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 107 |
Total Units Section 8 | 107 |
% Rentals under Section 8 | 2.3% |
% Occupied Section 8 | 85.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $30 | $1,700 | $1,730 |
| 2 Bedroom | -$70 | $2,100 | $2,030 |
| 3 Bedroom | $40 | $2,800 | $2,840 |
| 4 Bedroom | -$70 | $3,100 | $3,030 |
Affordability — Fort Collins, CO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.4 |
| Median Home Price | $645,000 |
| Median Household Income | $122,000 |