Frederick, CO—80530
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Frederick, CO
As of Oct '25, the median home price in Frederick, CO is $500,000, with a year-over-year change of -1.3%. This indicates that home prices in Frederick, CO are decreasing. According to Zillow, the 1-year price projection is -0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $500,000 | -1.3% |
| Single Family | $500,000 | -1.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $375,000 | -0.3% |
3 Bed | $477,000 | -1.0% |
4 Bed | $534,000 | -2.2% |
| 5 Bed | $586,000 | -2.8% |
% of Housing Stock
Rental Trends — Frederick, CO
As of July '25, Rentcast reports the average rent in Frederick, CO is $2,830, with a year-over-year rent change of 17.9%. Per bedroom, the median rent as of July '25 in Frederick, CO is 3-bedrooms: $2,810, 4-bedrooms: $3,050. The most common rental property sizes in Frederick, CO are 3-bedroom and 2-bedroom, accounting for 62.3% and 17.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,750 | $2,830 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,750 | $2,810 |
| 4 Bed Rent | $3,050 | $3,050 |
% of Rental Stock
Property Listings — Frederick, CO
As of Oct '25, Realtor.com reports that the median days on market for a home in Frederick, CO is 39. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $513,000 | 3.0% |
Listing Count | 49 | 16.0% |
| Listings as % of Homes | 1.6% | 16.0% |
Days on Market | 39 | 1.0% |
Demographics — Frederick, CO
As of the latest ACS Survey released in 2023, Frederick, CO has a population of 6,100, which has increased by 36.7% over the past 5 years. Frederick, CO is a moderately popular place for families, as children make up 23.7% of the population. The area has a moderately educated workforce, with 26.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,100 | 36.7% |
% Under 18 | 23.7% | 0.4% |
% Seniors | 9.8% | -14.0% |
% WFH | 10.4% | 82.5% |
% w/ College Degree | 26.8% | -13.8% |
As of the latest ACS Survey released in 2023, Frederick, CO is a predominantly white area, with 67.5% of the population identifying as white. The white population has shrunk by 9.9% in the last 5 years. The second most common race or ethnicity in Frederick, CO is hispanic, making up 25.3% of the population. Foreign-born residents account for 4.0% of the population in Frederick, CO, and this percentage has increased by 17.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 67.5% | -9.9% |
% Black | 0.1% | -66.7% |
% Hispanic | 25.3% | 33.2% |
% Asian | 4.7% | 42.4% |
% Foreign Born | 4.0% | 17.6% |
Mortgage and Risk — Frederick, CO
According to HUD data as of 2023, there were 127 mortgage originations in Frederick, CO, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Frederick, CO. Investor activity is low, as 0.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 127 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Frederick, CO
Frederick, CO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.7% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,800 |
| 2 Bedroom | N/A | N/A | $2,290 |
| 3 Bedroom | $460 | $2,750 | $3,210 |
| 4 Bedroom | $610 | $3,050 | $3,660 |
Affordability — Frederick, CO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.2 |
| Median Home Price | $500,000 |
| Median Household Income | $120,000 |