Windsor, CO—80550
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Windsor, CO
As of Oct '25, the median home price in Windsor, CO is $549,000, with a year-over-year change of -1.6%. This indicates that home prices in Windsor, CO are decreasing. According to Zillow, the 1-year price projection is -0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $549,000 | -1.6% |
| Single Family | $554,000 | -1.9% |
| Condos | $398,000 | -2.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $427,000 | -2.3% |
3 Bed | $494,000 | -2.0% |
4 Bed | $571,000 | -1.9% |
| 5 Bed | $675,000 | -1.2% |
% of Housing Stock
Rental Trends — Windsor, CO
As of July '25, Rentcast reports the average rent in Windsor, CO is $2,490, with a year-over-year rent change of -0.8%. Per bedroom, the median rent as of July '25 in Windsor, CO is studios: $1,460, 1-bedrooms: $1,480, 2-bedrooms: $1,930, 3-bedrooms: $2,540, 4-bedrooms: $2,830. The most common rental property sizes in Windsor, CO are 2-bedroom and 1-bedroom, accounting for 30.8% and 23.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,550 | $2,490 |
| Studio Rent | $1,460 | $1,460 |
| 1 Bed Rent | $1,300 | $1,480 |
| 2 Bed Rent | $1,800 | $1,930 |
| 3 Bed Rent | $2,500 | $2,540 |
| 4 Bed Rent | $2,800 | $2,830 |
% of Rental Stock
Property Listings — Windsor, CO
As of Oct '25, Realtor.com reports that the median days on market for a home in Windsor, CO is 56. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $611,000 | 3.0% |
Listing Count | 386 | 3.0% |
| Listings as % of Homes | 1.7% | 3.0% |
Days on Market | 56 | 25.0% |
Demographics — Windsor, CO
As of the latest ACS Survey released in 2023, Windsor, CO has a population of 44,200, which has increased by 55.7% over the past 5 years. Windsor, CO is a popular place for families, as children make up 25.8% of the population. The area has a highly educated workforce, with 50.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 44,200 | 55.7% |
% Under 18 | 25.8% | -9.8% |
% Seniors | 14.4% | 5.9% |
% WFH | 19.0% | 153.3% |
% w/ College Degree | 50.7% | 19.9% |
As of the latest ACS Survey released in 2023, Windsor, CO is a predominantly white area, with 82.9% of the population identifying as white. The white population has shrunk by 5.0% in the last 5 years. The second most common race or ethnicity in Windsor, CO is hispanic, making up 10.5% of the population. Foreign-born residents account for 2.2% of the population in Windsor, CO, and this percentage has decreased by 33.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.9% | -5.0% |
% Black | 0.9% | 125.0% |
% Hispanic | 10.5% | 32.9% |
% Asian | 1.2% | -29.4% |
% Foreign Born | 2.2% | -33.3% |
Mortgage and Risk — Windsor, CO
According to HUD data as of 2023, there were 1625 mortgage originations in Windsor, CO, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Windsor, CO. Investor activity is low, as 2.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,625 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Windsor, CO
As of 2024, the percent of homes in Windsor, CO under the Section 8 program is 1.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Windsor, CO, because HUD payments exceed market rent, while 2-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 44 |
Total Units Section 8 | 44 |
% Rentals under Section 8 | 1.1% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $140 | $1,300 | $1,440 |
| 2 Bedroom | $0 | $1,800 | $1,800 |
| 3 Bedroom | $30 | $2,500 | $2,530 |
| 4 Bedroom | $60 | $2,800 | $2,860 |
Affordability — Windsor, CO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.7 |
| Median Home Price | $549,000 |
| Median Household Income | $121,000 |