Grand Junction, CO81507

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$622,000
4.4% YoY Growth
Median Household Income
$106,000
33.3% 5-Year Growth
Days on Market
65
13.0% Longer than last year
Home Price Forecast
2.5%
Median Rent
$2,000
13.5% YoY Growth
1-Bed Rent
$2,410
9.5% YoY Growth
2-Bed Rent
$1,700
6.1% YoY Growth
3-Bed Rent
$2,000
7.6% YoY Growth

Other Zip Codes in Grand Junction, CO

Property Listings — Grand Junction, CO

As of Oct '25, Realtor.com reports that the median days on market for a home in Grand Junction, CO is 65. This is a increase of 13.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$776,0001.0%
Listing Count
13613.0%
Listings as % of Homes1.3%13.0%
Days on Market
6513.0%
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Demographics — Grand Junction, CO

As of the latest ACS Survey released in 2023, Grand Junction, CO has a population of 16,100, which has increased by 7.4% over the past 5 years. Grand Junction, CO is a moderately popular place for families, as children make up 20.2% of the population. The area has a highly educated workforce, with 55.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
16,1007.4%
% Under 18
20.2%4.1%
% Seniors
30.9%23.6%
% WFH
12.8%52.4%
% w/ College Degree
55.8%16.0%
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As of the latest ACS Survey released in 2023, Grand Junction, CO is a predominantly white area, with 87.6% of the population identifying as white. The white population has shrunk by 4.4% in the last 5 years. The second most common race or ethnicity in Grand Junction, CO is hispanic, making up 9.0% of the population. Foreign-born residents account for 1.8% of the population in Grand Junction, CO, and this percentage has decreased by 30.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
87.6%-4.4%
% Black
0.3%∞%
% Hispanic
9.0%73.1%
% Asian
1.3%-27.8%
% Foreign Born
1.8%-30.8%
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Mortgage and Risk — Grand Junction, CO

According to HUD data as of 2023, there were 408 mortgage originations in Grand Junction, CO, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Grand Junction, CO. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
408
% Conventional Loans
89.0%
% Government Loans
11.0%
% Investor Loans
1.0%
% Second Loans
2.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Grand Junction, CO

As of 2024, the percent of homes in Grand Junction, CO under the Section 8 program is 3.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Grand Junction, CO, because HUD payments exceed market rent, while 1-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
26
Total Units Section 8
26
% Rentals under Section 8
3.2%
% Occupied Section 8
86.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$1,070$2,410$1,340
2 Bedroom$30$1,700$1,730
3 Bedroom$420$2,000$2,420
4 Bedroom-$490$3,400$2,910

Affordability — Grand Junction, CO

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.2
Median Home Price$622,000
Median Household Income$106,000

Grand Junction, CO — ZIP Code Boundary Map

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Frequently Asked Questions