Grand Junction, CO81503

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$390,000
3.0% YoY Growth
Median Household Income
$71,700
29.5% 5-Year Growth
Days on Market
58
81.0% Longer than last year
Home Price Forecast
2.1%
Median Rent
$1,700
13.6% YoY Growth
1-Bed Rent
$950
17.0% YoY Growth
2-Bed Rent
$1,300
3.3% YoY Growth
3-Bed Rent
$1,900
8.5% YoY Growth

Other Zip Codes in Grand Junction, CO

Property Listings — Grand Junction, CO

As of Oct '25, Realtor.com reports that the median days on market for a home in Grand Junction, CO is 58. This is a increase of 81.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$470,0008.0%
Listing Count
98-5.0%
Listings as % of Homes1.0%-5.0%
Days on Market
5881.0%
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Demographics — Grand Junction, CO

As of the latest ACS Survey released in 2023, Grand Junction, CO has a population of 16,100, which has increased by 2.3% over the past 5 years. Grand Junction, CO is a moderately popular place for families, as children make up 22.4% of the population. The area has a poorly educated workforce, with 23.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
16,1002.3%
% Under 18
22.4%-1.8%
% Seniors
19.0%6.7%
% WFH
13.0%176.6%
% w/ College Degree
23.0%3.1%
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As of the latest ACS Survey released in 2023, Grand Junction, CO is a predominantly white area, with 77.4% of the population identifying as white. The white population has shrunk by 4.6% in the last 5 years. The second most common race or ethnicity in Grand Junction, CO is hispanic, making up 18.2% of the population. Foreign-born residents account for 4.9% of the population in Grand Junction, CO, and this percentage has increased by 69.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
77.4%-4.6%
% Black
0.3%-25.0%
% Hispanic
18.2%14.5%
% Asian
0.7%-30.0%
% Foreign Born
4.9%69.0%
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Mortgage and Risk — Grand Junction, CO

According to HUD data as of 2023, there were 417 mortgage originations in Grand Junction, CO, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Grand Junction, CO. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
417
% Conventional Loans
72.0%
% Government Loans
28.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Grand Junction, CO

As of 2024, the percent of homes in Grand Junction, CO under the Section 8 program is 22.6%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Grand Junction, CO, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
304
Total Units Section 8
297
% Rentals under Section 8
22.6%
% Occupied Section 8
82.1%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$20$950$970
2 Bedroom-$50$1,300$1,250
3 Bedroom-$150$1,900$1,750
4 Bedroom-$750$2,850$2,100

Affordability — Grand Junction, CO

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.9
Median Home Price$390,000
Median Household Income$71,700

Grand Junction, CO — ZIP Code Boundary Map

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Frequently Asked Questions